Personal loans in Cameron, TX

Cameron counts about 5,511 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. Population in Cameron climbed about 3.7% over the three years from 2020 to 2023.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The Census estimates 5,511 residents in Cameron, which ranks it 358th of 1,224 places in Texas. Compare APR, not the interest rate, because the APR folds in most fees on a Cameron loan. To lend to Cameron's 5,511 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. For a bigger market, look to Rockdale, TX about 14 miles away.

Cameron by the numbers

Two layers matter for a Cameron borrower: the local population picture and Texas's consumer-lending statutes.

What a Cameron borrower is actually offered

In Cameron, a small town of about 5,511, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Cameron can be quoted different APRs on the same amount and term. The term you choose in Cameron decides the split between a comfortable payment and the total interest you pay.

Cameron's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Cameron ranks 358th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Cameron ranks 522nd of 1,224 in Texas (about the 57th percentile). By density, at about 1,052 people per square mile, it ranks 483rd in Texas. Between 2020 and 2023 the count changed by roughly 199 residents.

What Texas law requires in Cameron

Texas has no separate rate rule for Cameron; the sourced rows below are what reach every lender that serves its 5,511 people.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Small-loan / installment lender licensingLicense required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051)
Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

Steps to take before a Cameron loan

These steps shape the offer you get in Cameron, a place of about 5,511 people:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Check the Texas regulator's records to confirm the lender is licensed here.
  5. Write down the purpose of the loan and your repayment plan before you apply.
  6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Cameron and the rest of Texas is not the process but the borrower's own file, among the 5,511 people here.

Cameron on the map

Inside Cameron's boundaries lie about 5.2 square miles of land, with no significant water area recorded. The resulting density is about 1,052 people per square mile. Houston, the largest place in Texas, is about 120 miles from Cameron. Within 50 miles of Cameron there are 21 larger Census places. The 100-mile radius contains 58 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Cameron if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Cameron is the same as anywhere in Texas.
What loan size can I expect in Cameron?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Cameron?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Cameron cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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