Personal loans in Rogers, TX
At about 1,105 residents, Rogers is larger than roughly 37% of the places in Texas. If you are weighing a personal loan in Rogers, start from the payment you can carry; its 1,105 residents face the same statewide rules.
Begin with the payment, then weigh APR and total interest across the lenders that reach Rogers's 1,105 residents. Consumer lending that reaches Rogers's 1,105 residents is governed by Texas statute; no city ordinance changes it. Rogers lost roughly 0.3% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Little River-Academy, TX about 8 miles away.
Rogers: the sourced local profile
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: an estimated 1,105 residents, 776th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A drop of about 0.3% from 2020 to 2023.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 37% of Texas places rank below Rogers.
- Population density: about 1,071 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Rogers covers 1.0 square miles, the 999th-largest area among Texas's 1,224 places.
- Water area rank: Rogers ranks 360th among Texas's 1,224 places, with 0.03 sq mi.
- State population share: Rogers accounts for about 0.0% of everyone in Texas.
- National standing: Rogers ranks 9,841st of 19,457 US places.
- Growth rank: Rogers ranks 893rd among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Rogers's 0.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Rogers is the 472nd most densely settled place in Texas.
- Density vs Texas: Rogers's 1,071 people per square mile compare with a state median of 840.
- Location: coordinates 30.9292, -97.2297 (US Census Bureau Gazetteer).
- Nearest larger cities: Little River-Academy (8 mi); Holland (11 mi); Bartlett (15 mi); Temple (15 mi); Cameron (16 mi). Living near a larger metro rarely changes what is available in Rogers.
- Smaller towns nearby: Buckholts (7 mi); Lott (22 mi); Thrall (24 mi).
- Smaller neighbours: 15 places smaller than Rogers sit within 50 miles.
- Larger places within 100 miles: 124.
Getting a loan in Rogers
At roughly 1,071 people per square mile, Rogers is moderately settled; 48 larger places lie within 50 miles. A Texas licence lets a lender serve Rogers without a local office, so branch density does not change what its 1,105 residents are offered. The nearest bigger place is Little River-Academy, TX about 8 miles away.
The anatomy of a Rogers personal loan
With roughly 1,105 residents, Rogers is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Rogers. A longer term lowers the monthly payment on a Rogers loan but raises total interest, so the smallest payment is not the cheapest loan.
Rogers's place among Texas's 1,224 places
Rogers is the 776th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Rogers ranks 893rd of 1,224 in Texas (about the 27th percentile). Its roughly 1,071 residents per square mile place it 472nd among Texas's places. By land area, its 1.0 square miles rank 999th of 1,224 places in Texas.
Texas consumer-lending rules applied in Rogers
These are Texas's sourced lending facts as they reach Rogers's 1,105 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Land, water and location for Rogers
Rogers covers about 1.0 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,071 residents per square mile. For the state's biggest city, Houston, the distance is roughly 135 miles. A 50-mile radius around Rogers takes in 48 places that are larger. Within the same 50 miles lie 15 smaller Census places.
Common questions
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Nearby places
- Buckholts, TX — population 388
- Little River-Academy, TX — population 1,984
- Holland, TX — population 1,123
- Temple, TX — population 93,095
- Bartlett, TX — population 1,616
- Cameron, TX — population 5,511
- Troy, TX — population 3,169
- Belton, TX — population 25,171