Personal loans in Richfield, UT

The next larger city is Santaquin, UT about 85 miles away. Richfield gained roughly 1.5% in population across the 2020-to-2023 comparison. When Utah caps or restricts a product, lenders either change the terms or withdraw it from Richfield as from the rest of the state. Compare APR, not the interest rate, because the APR folds in most fees on a Richfield loan.

Richfield by the numbers

Only a few things actually differ by place — population, area, location, and the Utah rules a lender must follow — and they are below.

• Population: the Census counts 8,268 residents in Richfield (Vintage 2023 subcounty estimate), the 77th-largest figure among Utah's 255 places.
• Population trend: Roughly 1.5% more residents than the 2020 Census counted.
• Absolute change: 120 residents added between 2020 and 2023.
• Size percentile: roughly 70% of Utah places rank below Richfield.
• Density: the Census land area of 6.2 sq mi holds about 1,337 people per square mile.
• By land area: Richfield ranks 113th among Utah's 255 places, at 6.2 sq mi.
• Share of state population: Richfield's 8,268 residents are about 0.3% of Utah.
• National standing: Richfield ranks 3,603rd of 19,457 US places.
• Growth rank: Richfield ranks 180th among Utah's 255 places for the 2020-to-2023 change.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Richfield's 1.5%.
• Density in Utah: Richfield ranks 78th by people per square mile.
• Density vs Utah: Richfield's 1,337 people per square mile compare with a state median of 705.
• Location: mapped by the US Census Bureau at 38.7613, -112.0929.
• Nearest larger cities: Santaquin (85 mi); Enoch (86 mi); Payson (90 mi); Cedar City (92 mi); Salem (92 mi). Lenders licensed in the state serve Richfield whether or not they keep a local branch.
• Nearest smaller towns: Annabella (4 mi); Central Valley (4 mi); Glenwood (6 mi).
• Smaller places within 50 miles: 36 of them.
• At 100 miles: 7 larger Census places fall inside that radius.

Before you apply in Richfield

A sensible order of operations for a loan in Richfield, home to about 8,268 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Utah licence with the regulator named above before committing.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Be clear on what the loan is for and how it gets repaid.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Richfield and the rest of Utah is not the process but the borrower's own file, among the 8,268 people here.

Where Richfield sits in Utah

Set beside Utah's 255 places, Richfield ranks 77th by population and holds about 0.3% of the state total. On the 2020-to-2023 trend, Richfield stands 180th among Utah's 255 places — roughly the 29th percentile. Its roughly 1,337 residents per square mile place it 78th among Utah's places. By land area, its 6.2 square miles rank 113th of 255 places in Utah.

Lender access in Richfield

With about 1,337 residents per square mile, Richfield is moderately settled, and 0 larger Census places sit within 50 miles. Whether Richfield has a local branch or not, a Utah-licensed lender can serve its 8,268 people online on the same terms. The nearest bigger place is Santaquin, UT about 85 miles away.

The state rulebook for Richfield

Read the table as a lender's compliance picture for Richfield: the rule, the sourced figure, the publisher and the date.

Richfield on the map

Richfield's land area is roughly 6.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,337 people per square mile. The largest place in Utah, Salt Lake City, lies about 140 miles away. Counting outward 50 miles, 0 larger communities surround Richfield. The 100-mile radius contains 7 larger places.