Personal loans in Glenwood, UT
Glenwood is a small community of about 489 residents, and a personal loan taken out here is governed by Utah statute. An estimated 489 people make their home in Glenwood, a figure that ranks 196th in Utah.
Glenwood added about 5.2% to its population between the 2020 base and the 2023 estimate. Verify the lender's Utah licence against the regulator named below before borrowing in Glenwood. The nearest larger city is Annabella, UT about 5 miles away. For the 489 people in Glenwood, Utah runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Glenwood: the sourced local profile
Set out below is Glenwood's local context next to the state-level rules that reach every lender here.
- Population: an estimated 489 residents, 196th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 5.2% more residents than the 2020 Census counted.
- Absolute change: 24 residents added between 2020 and 2023.
- Size percentile: about 23% of Utah communities are smaller than Glenwood (489 residents).
- Density: roughly 940 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Glenwood's 0.5 square miles rank 246th of 255 places in Utah.
- State population share: Glenwood accounts for about 0.0% of everyone in Utah.
- National rank: Glenwood is 13,258th of 19,457 places nationwide.
- Growth in Utah: Glenwood stands 97th by percentage change from 2020 to 2023, among 255 places.
- Against the state trend: Glenwood's 5.2% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Glenwood is the 106th most densely settled place in Utah.
- Density in context: Glenwood's 940 people per square mile sit against a Utah median of 705.
- Location: the Census Gazetteer records it at 38.7624, -111.9876.
- Nearest larger cities: Annabella (5 mi); Richfield (6 mi); Central Valley (7 mi); Elsinore (10 mi); Aurora (11 mi). Online lenders reach Glenwood no matter how far the nearest branch is.
- Smaller communities close by: Sigurd (7 mi); Joseph (16 mi); Koosharem (18 mi), each with its own Census population profile.
- Smaller places within 50 miles: 16 of them.
- At 100 miles: 60 larger Census places fall inside that radius.
Glenwood on the map
Glenwood covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 940 residents per square mile. Salt Lake City, the largest place in Utah, is about 139 miles from Glenwood. Counting outward 50 miles, 19 larger communities surround Glenwood. By land area it ranks 246th of 255 Utah places.
Getting a loan in Glenwood
Glenwood is a moderately settled community of about 489 people, with 19 larger places inside a 50-mile radius. Whether Glenwood has a local branch or not, a Utah-licensed lender can serve its 489 people online on the same terms. For a larger market, the closest option is Annabella, UT about 5 miles away.
Glenwood against the rest of Utah
Against Utah's other places, Glenwood accounts for about 0.0% of the state's population and ranks 196th of 255 by size. On the 2020-to-2023 trend, Glenwood stands 97th among Utah's 255 places — roughly the 62th percentile. At about 940 people per square mile, Glenwood is the 106th most densely settled place in Utah. In land area, Glenwood ranks 246th among Utah's 255 places.
What Utah law requires in Glenwood
Below are the Utah rules that apply to a loan made in Glenwood, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
What shapes a Glenwood personal loan
With roughly 489 residents, Glenwood is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Glenwood's rank of 196th in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Glenwood decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Annabella, UT — population 877
- Richfield, UT — population 8,268
- Sigurd, UT — population 427
- Central Valley, UT — population 679
- Aurora, UT — population 1,038
- Elsinore, UT — population 872
- Monroe, UT — population 2,685
- Salina, UT — population 2,592