Personal loans in Central Valley, UT

Consumer lending that reaches Central Valley's 679 residents is governed by Utah statute; no city ordinance changes it. By population, Central Valley sits at 176th in Utah, with an estimated 679 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Central Valley's 679 residents. The 2020 count to the 2023 estimate shows about 4.9% growth in Central Valley. Borrowers who want a bigger city can look to Annabella, UT about 2 miles away.

What the Census records for Central Valley

Here is the sourced Census picture for Central Valley, plus the Utah lending rules that apply to a loan taken out here.

• Population: 679 people, a figure that places Central Valley 176th among the 255 Census places in Utah (US Census Bureau, Vintage 2023).
• Population trend: Up about 4.9% from the 2020 Census base to the 2023 estimate.
• Absolute change: 32 residents added between 2020 and 2023.
• Size percentile: with 679 residents, Central Valley is larger than about 31% of Utah's Census places.
• Density: the Census land area of 2.1 sq mi holds about 322 people per square mile.
• Land area: Central Valley covers 2.1 square miles, the 187th-largest area among Utah's 255 places.
• State population share: Central Valley accounts for about 0.0% of everyone in Utah.
• National standing: Central Valley ranks 11,921st of 19,457 US places.
• Growth rank: Central Valley ranks 106th among Utah's 255 places for the 2020-to-2023 change.
• State comparison: Utah's places average +5.3% for 2020-to-2023, against Central Valley's 4.9%.
• Density in Utah: Central Valley ranks 180th by people per square mile.
• Density in context: Central Valley's 322 people per square mile sit against a Utah median of 705.
• Location: 38.6993, -112.0967 (Census Gazetteer coordinates).
• Nearest larger cities: Annabella (2 mi); Elsinore (3 mi); Richfield (4 mi); Monroe (5 mi); Aurora (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Glenwood (7 mi); Joseph (8 mi); Sigurd (14 mi).
• Smaller places within 50 miles: 22 of them.
• Larger places within 100 miles: 44.

Central Valley: area, density and distance

The Census Gazetteer records about 2.1 square miles of land within Central Valley, with no significant water area listed. Spread across it are roughly 322 residents per square mile. The state's population centre of gravity, Salt Lake City, is roughly 144 miles away. Within 50 miles of Central Valley there are 12 larger Census places. The 100-mile radius contains 44 larger places.

What a Central Valley borrower is actually offered

With roughly 679 residents, Central Valley is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Central Valley's 679 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Central Valley loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Utah rules behind a Central Valley personal loan

When Utah does not publish a figure, the row links to the source instead of inventing a number; Central Valley is bound by the same rules.

What is available to Central Valley borrowers

Central Valley is a lightly settled community of about 679 people, with 12 larger places inside a 50-mile radius. A Utah licence lets a lender serve Central Valley without a local office, so branch density does not change what its 679 residents are offered. For a larger market, the closest option is Annabella, UT about 2 miles away.

Central Valley against the rest of Utah

Against Utah's other places, Central Valley accounts for about 0.0% of the state's population and ranks 176th of 255 by size. For population change between 2020 and 2023, Central Valley ranks 106th of 255 in Utah (about the 58th percentile). Its roughly 322 residents per square mile place it 180th among Utah's places. In land area, Central Valley ranks 187th among Utah's 255 places.