Personal loans in Reeves, LA

About 220 people live in Reeves, placing it 263rd of 302 Census places in Louisiana. Borrowers who want a bigger city can look to Kinder, LA about 11 miles away. For the 220 people in Reeves, Louisiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Reeves's 220 residents.

What the Census records for Reeves

Set out below is Reeves's local context next to the state-level rules that reach every lender here.

• Population: 220 — Reeves ranks 263rd of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: About 1.3% below the 2020 Census base.
• Absolute change: 3 residents lost between 2020 and 2023.
• Size percentile: Reeves sits ahead of around 13% of Louisiana places, at 220 people.
• Population density: 91 people per square mile on 2.4 square miles of land.
• Land area rank: Reeves's 2.4 square miles rank 163rd of 302 places in Louisiana.
• Share of state population: Reeves's 220 residents are about 0.0% of Louisiana.
• Nationally: Reeves is the 16,172nd-largest of 19,457 Census places in the dataset.
• Growth in Louisiana: Reeves stands 83rd by percentage change from 2020 to 2023, among 302 places.
• Versus Louisiana: the state average change is -2.1%, while Reeves moved 1.3%.
• Density rank: Reeves places 276th among Louisiana's places by people per square mile.
• Density vs Louisiana: Reeves's 91 people per square mile compare with a state median of 534.
• Location: 30.5217 / -93.0362, per the US Census Bureau Gazetteer.
• Nearest larger cities: Kinder (11 mi); Oberlin (17 mi); Iowa (19 mi); Elton (20 mi); Westlake (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Fenton (13 mi); McNary (42 mi); Evergreen (63 mi).
• Smaller neighbours: 2 places smaller than Reeves sit within 50 miles.
• At 100 miles: 141 larger Census places fall inside that radius.

Getting a loan in Reeves

Reeves is a sparsely settled community of about 220 people, with 37 larger places inside a 50-mile radius. Whether Reeves has a local branch or not, a Louisiana-licensed lender can serve its 220 people online on the same terms. The nearest larger city, Kinder, LA about 11 miles away.

Inside a Reeves personal loan

Reeves is a small community of about 220 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Reeves's 220 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Reeves decides the split between a comfortable payment and the total interest you pay.

A practical checklist for Reeves borrowers

These steps shape the offer you get in Reeves, a place of about 220 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Louisiana licence with the regulator named above before committing.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

In Reeves as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 220 residents.

Which Louisiana laws govern a loan in Reeves

Below are the Louisiana rules that apply to a loan made in Reeves, each with the regulator that issued it.

The geography behind Reeves

The Census Gazetteer records about 2.4 square miles of land within Reeves, with no significant water area listed. The resulting density is about 91 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 188 miles. Counting outward 50 miles, 37 larger communities surround Reeves. Within the same 50 miles lie 2 smaller Census places.