Personal loans in Kinder, LA
Kinder is one of 302 Census places in Louisiana; its 2,066 residents put it at 110th. A 2020-to-2023 comparison shows Kinder down by about 4.9%.
If you are weighing a personal loan in Kinder, start from the payment you can carry; its 2,066 residents face the same statewide rules. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Kinder's 2,066 residents. Judge Kinder offers on total cost, not on how quickly the money arrives. The next larger city is Welsh, LA about 17 miles away.
Kinder: population, trend and location
Set out below is Kinder's local context next to the state-level rules that reach every lender here.
- Population: 2,066 residents; Kinder is the 110th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 4.9% between 2020 and 2023.
- Net change: roughly 106 fewer people than the 2020 Census counted.
- Size percentile: roughly 64% of Louisiana places rank below Kinder.
- Population density: 374 people per square mile on 5.5 square miles of land.
- Land area rank: Kinder's 5.5 square miles rank 68th of 302 places in Louisiana.
- State share: roughly 0.1% of Louisiana's residents live in Kinder (2,066 people).
- National rank: Kinder sits 7,505th by population among the 19,457 places in this dataset.
- Growth rank: Kinder's 2020-to-2023 change ranks 244th of 302 places in Louisiana.
- Versus Louisiana: the state average change is -2.1%, while Kinder moved 4.9%.
- Density in Louisiana: Kinder ranks 190th by people per square mile.
- Against the state median: Kinder runs about 374 residents per square mile, where the Louisiana median is 534.
- Location: 30.4831, -92.8520 (US Census Bureau Gazetteer).
- Nearest larger cities: Welsh (17 mi); Iowa (19 mi); Jennings (21 mi); Eunice (26 mi); Oakdale (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Fenton (9 mi); Elton (9 mi); Oberlin (10 mi).
- Smaller places within 50 miles: 25 of them.
- At 100 miles: 61 larger Census places fall inside that radius.
How Kinder compares across Louisiana
Among Louisiana's 302 places, Kinder sits at 110th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 244th of 302 Louisiana places, putting it near the 19th percentile for growth. By density, at about 374 people per square mile, it ranks 190th in Louisiana. Between 2020 and 2023 the count changed by roughly 106 residents.
The state rulebook for Kinder
Below are the Louisiana rules that apply to a loan made in Kinder, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
Before you apply in Kinder
Before you hand your details to a lender in Kinder, where the population is near 2,066:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Louisiana licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Kinder and the rest of Louisiana is not the process but the borrower's own file, among the 2,066 people here.
Kinder on the map
Kinder's land area is roughly 5.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 374 residents per square mile. New Orleans, the largest place in Louisiana, is about 177 miles from Kinder. A 50-mile radius around Kinder takes in 23 places that are larger. By land area it ranks 68th of 302 Louisiana places.
How lenders reach Kinder
At roughly 374 people per square mile, Kinder is lightly settled; 23 larger places lie within 50 miles. Distance to a branch rarely matters for Kinder's 2,066 residents: the application is online and the price follows your credit file. The nearest larger city, Welsh, LA about 17 miles away.
Common questions
What are my options in Kinder if my credit is poor?
What loan size can I expect in Kinder?
Do I have to pledge anything to borrow in Kinder?
Does comparing loans in Kinder cost me credit score points?
Nearby places
- Fenton, LA — population 213
- Oberlin, LA — population 1,331
- Elton, LA — population 986
- Reeves, LA — population 220
- Welsh, LA — population 3,289
- Basile, LA — population 1,187
- Iowa, LA — population 3,106
- Jennings, LA — population 9,372