Personal loans in Elton, LA

With roughly 986 residents, Elton is a small community, and the lending rules its borrowers live under are written in Louisiana, not by the city. The 2020 count to the 2023 estimate shows about 0.9% decline in Elton. Judge Elton offers on total cost, not on how quickly the money arrives. The closest larger place is Basile, LA about 6 miles away.

Borrowing in Elton: the local picture

Elton is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 986 — Elton ranks 155th of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.9% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
• Size percentile: with 986 residents, Elton is larger than about 49% of Louisiana's Census places.
• Land and density: 1.7 square miles of land carry roughly 594 residents per square mile.
• By land area: Elton ranks 205th among Louisiana's 302 places, at 1.7 sq mi.
• Share of state population: Elton's 986 residents are about 0.1% of Louisiana.
• National rank: Elton is the 10,262nd most populous of the 19,457 Census places covered here.
• Growth rank: Elton ranks 72nd among Louisiana's 302 places for the 2020-to-2023 change.
• State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Elton's 0.9%.
• Density in Louisiana: Elton ranks 142nd by people per square mile.
• Density in context: Elton's 594 people per square mile sit against a Louisiana median of 534.
• Location: it lies at 30.4813, -92.6976 in the Census Gazetteer.
• Nearest larger cities: Basile (6 mi); Kinder (9 mi); Oberlin (10 mi); Iota (16 mi); Eunice (17 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Fenton (15 mi); Reeves (20 mi); Mermentau (21 mi).
• Within a 50-mile radius: 18 smaller Census places.
• Within 100 miles: 97 places are larger than Elton.

A practical checklist for Elton borrowers

These steps shape the offer you get in Elton, a place of about 986 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Louisiana regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Elton and the rest of Louisiana is not the process but the borrower's own file, among the 986 people here.

Louisiana consumer-lending rules applied in Elton

When Louisiana does not publish a figure, the row links to the source instead of inventing a number; Elton is bound by the same rules.

What is available to Elton borrowers

Elton is a moderately settled community of about 986 people, with 38 larger places inside a 50-mile radius. Whether Elton has a local branch or not, a Louisiana-licensed lender can serve its 986 people online on the same terms. The nearest bigger place is Basile, LA about 6 miles away.

Land, water and location for Elton

Elton's land area is roughly 1.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 594 residents per square mile. For the state's biggest city, New Orleans, the distance is roughly 168 miles. A 50-mile radius around Elton takes in 38 places that are larger. Within the same 50 miles lie 18 smaller Census places.

Where Elton sits in Louisiana

Elton is the 155th-largest of 302 Census places in Louisiana and contains about 0.1% of the state's people. For population change between 2020 and 2023, Elton ranks 72nd of 302 in Louisiana (about the 76th percentile). At about 594 people per square mile, Elton is the 142nd most densely settled place in Louisiana. Between 2020 and 2023 the count changed by roughly 9 residents.