Personal loans in Ravenel, SC
State law, not city hall, decides what a lender may do to Ravenel's roughly 2,642 residents, and a state regulator supervises it.
With roughly 2,642 residents, Ravenel is a small community, and the lending rules its borrowers live under are written in South Carolina, not by the city. Ravenel is home to roughly 2,642 people and stands 97th by size out of 271 Census places in South Carolina. The trend for Ravenel between 2020 and 2023 is upward by roughly 3.9%. Begin with the payment, then weigh APR and total interest across the lenders that reach Ravenel's 2,642 residents. For a bigger market, look to Hollywood, SC about 2 miles away.
Local context for Ravenel
Read the local figures below as context; read the sourced South Carolina table as the rulebook a lender here must follow.
- Population: about 2,642, ranked 97th of 271 places in South Carolina (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 3.9% across the 2020-to-2023 comparison.
- People gained or lost: about 98 more since the 2020 base.
- Size percentile: Ravenel sits ahead of around 64% of South Carolina places, at 2,642 people.
- Population density: about 201 people per square mile (Census land area 13.2 sq mi).
- Land area rank: Ravenel's 13.2 square miles rank 31st of 271 places in South Carolina.
- Within South Carolina: about 0.1% of the state's population lives in Ravenel.
- National rank: Ravenel sits 6,677th by population among the 19,457 places in this dataset.
- Growth rank: Ravenel's 2020-to-2023 change ranks 76th of 271 places in South Carolina.
- State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Ravenel's 3.9%.
- Density rank: Ravenel places 214th among South Carolina's places by people per square mile.
- Density vs South Carolina: Ravenel's 201 people per square mile compare with a state median of 584.
- Location: coordinates 32.7763, -80.2319 (US Census Bureau Gazetteer).
- Nearest larger cities: Hollywood (2 mi); North Charleston (14 mi); Charleston (15 mi); Summerville (16 mi); Hanahan (17 mi). Living near a larger metro rarely changes what is available in Ravenel.
- Smaller towns nearby: Meggett (6 mi); Rockville (12 mi); Seabrook Island (14 mi).
- Smaller neighbours: 28 places smaller than Ravenel sit within 50 miles.
- Larger places within 100 miles: 47.
How lenders reach Ravenel
Ravenel is a lightly settled community of about 2,642 people, with 14 larger places inside a 50-mile radius. Lenders licensed in South Carolina reach Ravenel's 2,642 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hollywood, SC about 2 miles away.
Where Ravenel sits
Inside Ravenel's boundaries lie about 13.2 square miles of land, with no significant water area recorded. Spread across it are roughly 201 residents per square mile. For the state's biggest city, Charleston, the distance is roughly 15 miles. Within 50 miles of Ravenel there are 14 larger Census places. By land area it ranks 31st of 271 South Carolina places.
What a Ravenel borrower is actually offered
A Ravenel personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,642 residents. Because pricing is borrower-level, two people in Ravenel can be quoted different APRs on the same amount and term. Shortening the term on a Ravenel loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Ravenel in state context
Against South Carolina's other places, Ravenel accounts for about 0.1% of the state's population and ranks 97th of 271 by size. On the 2020-to-2023 trend, Ravenel stands 76th among South Carolina's 271 places — roughly the 72th percentile. At about 201 people per square mile, Ravenel is the 214th most densely settled place in South Carolina. In land area, Ravenel ranks 31st among South Carolina's 271 places.
What South Carolina law requires in Ravenel
Read the table as a lender's compliance picture for Ravenel: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance) Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading). | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Finance Division licenses and regulates companies making consumer loans with APRs exceeding 12% (Title 37 Consumer Protection Code; Consumer Finance Act, Title 34, ch. 29). Source says: "The Consumer Finance Division (CFD) licenses and regulates the business activities of all companies... that make consumer loans which have annual percentage rates exceeding 12%." | South Carolina State Board of Financial Institutions - Consumer Finance Division as of 2026-09-16 |
| Supervised loan threshold (state-specific rule) | Consumer loans with a finance charge above 12%/year are "supervised loans" requiring licensed supervised lenders; supervised lenders may charge up to 18% per year on unpaid balances. Source says: "Supervised loan means a consumer loan in which the rate of the loan finance charge exceeds twelve percent per year" (37-3-301); "eighteen percent per year on the unpaid balances of principal" (37-3-201(2)(c)). | South Carolina Legislature (S.C. Code of Laws) as of 2026-09-16 |
Common questions
What are my options in Ravenel if my credit is poor?
What loan size can I expect in Ravenel?
Do I have to pledge anything to borrow in Ravenel?
Does comparing loans in Ravenel cost me credit score points?
Nearby places
- Hollywood, SC — population 5,445
- Meggett, SC — population 1,431
- Rockville, SC — population 138
- Seabrook Island, SC — population 2,103
- North Charleston, SC — population 121,469
- Kiawah Island, SC — population 1,975
- Summerville, SC — population 51,884
- Lincolnville, SC — population 1,187