Personal loans in Hollywood, SC

Hollywood is a small town of about 5,445 residents, and a personal loan taken out here is governed by South Carolina statute. A lender that serves Hollywood operates under South Carolina lending statutes and a South Carolina supervisor.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

An estimated 5,445 people make their home in Hollywood, a figure that ranks 62nd in South Carolina. If debt is already a strain, a nonprofit credit counsellor can help Hollywood residents before they take on more. The trend for Hollywood between 2020 and 2023 is upward by roughly 3.1%. The nearest larger city is North Charleston, SC about 14 miles away.

Hollywood by the numbers

Set out below is Hollywood's local context next to the state-level rules that reach every lender here.

Hollywood on the map

Hollywood covers about 23.5 square miles of land, with 1.35 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 232 people per square mile. For the state's biggest city, Charleston, the distance is roughly 14 miles. Within 50 miles of Hollywood there are 12 larger Census places. The 100-mile radius contains 28 larger places.

What shapes a Hollywood personal loan

In Hollywood, a small town of about 5,445, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Hollywood lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Hollywood loan but raises total interest, so the smallest payment is not the cheapest loan.

What South Carolina law requires in Hollywood

Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a Hollywood lender must follow.

RuleDetailSource
State lending regulatorSouth Carolina State Board of Financial Institutions - Consumer Finance Division (Office of the Commissioner of Consumer Finance)
Source says: "South Carolina State Board of Financial Institutions Office of the Commissioner of Consumer Finance" (site heading).
South Carolina State Board of Financial Institutions - Consumer Finance Division
as of 2026-09-16
Maximum legal interest rate (usury cap)8.75% per annum statutory legal rate where no rate is agreed (judgment rate: Wall Street Journal prime + 4 points).
Source says: "the legal interest shall be at the rate of eight and three-fourths percent per annum" (S.C. Code 34-31-20(A)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16
Payday lending statusLegal for licensed deferred presentment providers; max $550 advanced at one time; fee limited to 15% of principal; term up to 31 days; 2025 repeal bill S.379 introduced but not enacted.
Source says: "The total amount advanced by a licensee to any customer at one time for deferred presentment or deposit may not exceed five hundred fifty dollars" (34-39-180(B)); fees capped at "fifteen percent of the principal amount of the transaction" (34-39-180(E)).
South Carolina Legislature (S.C. Code of Laws)
as of 2026-09-16

Lender access in Hollywood

At roughly 232 people per square mile, Hollywood is lightly settled; 12 larger places lie within 50 miles. Distance to a branch rarely matters for Hollywood's 5,445 residents: the application is online and the price follows your credit file. The nearest bigger place is North Charleston, SC about 14 miles away.

Where Hollywood sits in South Carolina

Set beside South Carolina's 271 places, Hollywood ranks 62nd by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Hollywood ranks 89th of 271 in South Carolina (about the 67th percentile). Its roughly 232 residents per square mile place it 204th among South Carolina's places. The population moved by about 163 people between 2020 and 2023, a 3.1% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hollywood if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hollywood is the same as anywhere in South Carolina.
What loan size can I expect in Hollywood?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hollywood?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hollywood cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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