Personal loans in Meggett, SC

The Meggett data picture

Only a few things actually differ by place — population, area, location, and the South Carolina rules a lender must follow — and they are below.

• Population: a Census-estimated 1,431, 135th among South Carolina's 271 places (Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 2.9%.
• People gained or lost: about 41 more since the 2020 base.
• Size percentile: roughly 50% of South Carolina's places have fewer residents than Meggett's 1,431.
• Density: the Census land area of 18.1 sq mi holds about 79 people per square mile.
• Land area rank: Meggett's 18.1 square miles rank 25th of 271 places in South Carolina.
• Water area rank: Meggett ranks 22nd among South Carolina's 271 places, with 0.62 sq mi.
• State share: roughly 0.1% of South Carolina's residents live in Meggett (1,431 people).
• National standing: Meggett ranks 8,862nd of 19,457 US places.
• Growth in South Carolina: Meggett stands 92nd by percentage change from 2020 to 2023, among 271 places.
• State comparison: South Carolina's places average +2.6% for 2020-to-2023, against Meggett's 2.9%.
• Density in South Carolina: Meggett ranks 258th by people per square mile.
• Against the state median: Meggett runs about 79 residents per square mile, where the South Carolina median is 584.
• Location: coordinates 32.6897, -80.2576 (US Census Bureau Gazetteer).
• Nearest larger cities: Hollywood (5 mi); Ravenel (6 mi); Seabrook Island (9 mi); Kiawah Island (13 mi); Folly Beach (17 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Rockville (7 mi); Edisto Beach (14 mi); Cottageville (21 mi).
• Smaller places within 50 miles: 13 of them.
• Larger places within 100 miles: 68.

How lenders reach Meggett

With about 79 residents per square mile, Meggett is sparsely settled, and 24 larger Census places sit within 50 miles. Whether Meggett has a local branch or not, a South Carolina-licensed lender can serve its 1,431 people online on the same terms. The nearest larger city, Hollywood, SC about 5 miles away.

South Carolina consumer-lending rules applied in Meggett

Every row below records a South Carolina rule, its publisher and its retrieval date — the same rules a Meggett lender must follow.

Before you apply in Meggett

A sensible order of operations for a loan in Meggett, home to about 1,431 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the South Carolina licence with the regulator named above before committing.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Meggett and the rest of South Carolina is not the process but the borrower's own file, among the 1,431 people here.

Where Meggett sits in South Carolina

Among South Carolina's 271 places, Meggett sits at 135th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Meggett stands 92nd among South Carolina's 271 places — roughly the 66th percentile. By density, at about 79 people per square mile, it ranks 258th in South Carolina. By land area, its 18.1 square miles rank 25th of 271 places in South Carolina.

How a Meggett personal loan is priced

A Meggett personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,431 residents. Federal Truth in Lending rules require a Meggett lender to disclose the APR and finance charge before you sign. Shortening the term on a Meggett loan raises the monthly payment but cuts the interest; lengthening it does the reverse.