Personal loans in Primrose, NE
Primrose is a small community in Nebraska, with an estimated 57 residents, and every licensed lender here follows the same state rulebook. Between the 2020 Census base and the 2023 estimate, Primrose's population barely changed.
An estimated 57 people make their home in Primrose, a figure that ranks 469th in Nebraska. Judge Primrose offers on total cost, not on how quickly the money arrives. State law, not city hall, decides what a lender may do to Primrose's roughly 57 residents, and a state regulator supervises it. The nearest larger city is Cedar Rapids, NE about 6 miles away.
Primrose by the numbers
Two layers matter for a Primrose borrower: the local population picture and Nebraska's consumer-lending statutes.
- Population: a Census-estimated 57, 469th among Nebraska's 527 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: Primrose's 57 people outrank roughly 11% of the places in Nebraska.
- Land and density: 0.3 square miles of land carry roughly 206 residents per square mile.
- Land area: Primrose covers 0.3 square miles, the 355th-largest area among Nebraska's 527 places.
- State population share: Primrose accounts for about 0.0% of everyone in Nebraska.
- National standing: Primrose ranks 18,878th of 19,457 US places.
- Growth in Nebraska: Primrose stands 199th by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Primrose moved 0.0%.
- Density rank: Primrose places 482nd among Nebraska's places by people per square mile.
- Density vs Nebraska: Primrose's 206 people per square mile compare with a state median of 830.
- Location: mapped by the US Census Bureau at 41.6238, -98.2374.
- Nearest larger cities: Cedar Rapids (6 mi); Spalding (8 mi); Albion (13 mi); Belgrade (14 mi); Greeley Center (16 mi). Larger metros often have more branches, but online lenders reach Primrose on the same terms.
- Smaller places close by: Cushing (24 mi); Cotesfield (28 mi); Cornlea (35 mi).
- Within a 50-mile radius: 5 smaller Census places.
- At 100 miles: 260 larger Census places fall inside that radius.
What Nebraska law requires in Primrose
Below are the Nebraska rules that apply to a loan made in Primrose, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
The geography behind Primrose
Primrose's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 206 people per square mile. For the state's biggest city, Omaha, the distance is roughly 116 miles. Within 50 miles of Primrose there are 56 larger Census places. Within the same 50 miles lie 5 smaller Census places.
How lenders reach Primrose
Primrose is a lightly settled community of about 57 people, with 56 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach Primrose's 57 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Cedar Rapids, NE about 6 miles away.
Where Primrose sits in Nebraska
Among Nebraska's 527 places, Primrose sits at 469th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Primrose stands 199th among Nebraska's 527 places — roughly the 62th percentile. Its roughly 206 residents per square mile place it 482nd among Nebraska's places. In land area, Primrose ranks 355th among Nebraska's 527 places.
The anatomy of a Primrose personal loan
A Primrose personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 57 residents. Because pricing is borrower-level, two people in Primrose can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Primrose loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Cedar Rapids, NE — population 377
- Spalding, NE — population 425
- Belgrade, NE — population 99
- Albion, NE — population 1,680
- Wolbach, NE — population 231
- Petersburg, NE — population 324
- Greeley Center, NE — population 403
- Cushing, NE — population 34