Personal loans in Petersburg, NE
The roughly 324 people who live in Petersburg borrow under Nebraska rules; city hall sets no personal-loan rate. Roughly 324 residents live in Petersburg, the 249th-largest community in Nebraska.
Petersburg shed about 1.5% of its population between the 2020 base and the 2023 estimate. Every figure below is Nebraska's own, applied to Petersburg's 324 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Petersburg. The closest larger city is Elgin, NE about 9 miles away.
Petersburg by the numbers
The figures below are Petersburg's own — Census population, land area and coordinates — followed by the Nebraska rules.
- Population: 324 residents; Petersburg is the 249th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.5% between 2020 and 2023.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: roughly 53% of Nebraska's places have fewer residents than Petersburg's 324.
- Density: the Census land area of 0.4 sq mi holds about 866 people per square mile.
- Land area rank: Petersburg's 0.4 square miles rank 291st of 527 places in Nebraska.
- State population share: Petersburg accounts for about 0.0% of everyone in Nebraska.
- National rank: Petersburg is the 14,852nd most populous of the 19,457 Census places covered here.
- Growth in Nebraska: Petersburg stands 332nd by percentage change from 2020 to 2023, among 527 places.
- Against the state trend: Petersburg's 1.5% change compares with a Nebraska average of -0.6% across its 527 places.
- Density rank: Petersburg places 256th among Nebraska's places by people per square mile.
- Against the state median: Petersburg runs about 866 residents per square mile, where the Nebraska median is 830.
- Location: latitude 41.8537, longitude -98.0812 (Census Gazetteer).
- Nearest larger cities: Elgin (9 mi); Albion (12 mi); Newman Grove (17 mi); Tilden (18 mi); Spalding (18 mi). Larger metros often have more branches, but online lenders reach Petersburg on the same terms.
- Smaller communities within reach: Oakdale (16 mi); Primrose (18 mi); Meadow Grove (21 mi).
- Within a 50-mile radius: 30 smaller Census places.
- Larger places within 100 miles: 151.
How Petersburg compares across Nebraska
Among Nebraska's 527 places, Petersburg sits at 249th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 332nd of 527 Nebraska places, putting it near the 37th percentile for growth. Its roughly 866 residents per square mile place it 256th among Nebraska's places. In land area, Petersburg ranks 291st among Nebraska's 527 places.
The anatomy of a Petersburg personal loan
With roughly 324 residents, Petersburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Petersburg's rank of 249th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Petersburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Petersburg on the map
Petersburg covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 866 people per square mile. The state's population centre of gravity, Omaha, is roughly 113 miles away. A 50-mile radius around Petersburg takes in 30 places that are larger. By land area it ranks 291st of 527 Nebraska places.
Getting a loan in Petersburg
Petersburg is moderately settled, with about 866 people per square mile and 30 larger places within 50 miles. Whether Petersburg has a local branch or not, a Nebraska-licensed lender can serve its 324 people online on the same terms. The nearest bigger place is Elgin, NE about 9 miles away.
Which Nebraska laws govern a loan in Petersburg
The rows below set out what a licensed lender must follow in Nebraska, and so for Petersburg's roughly 324 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
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Nearby places
- Elgin, NE — population 707
- Albion, NE — population 1,680
- Oakdale, NE — population 271
- Primrose, NE — population 57
- Neligh, NE — population 1,515
- Cedar Rapids, NE — population 377
- Tilden, NE — population 989
- Newman Grove, NE — population 642