Personal loans in Albion, NE

The Census estimates 1,680 residents in Albion, which ranks it 67th of 527 places in Nebraska. The next larger city is Madison, NE about 30 miles away. A lender that serves Albion operates under Nebraska lending statutes and a Nebraska supervisor. Use the calculator on this page to price an amount and term before you commit in Albion.

Albion: the sourced local profile

Set out below is Albion's local context next to the state-level rules that reach every lender here.

• Population: 1,680 residents; Albion is the 67th-largest of 527 places in Nebraska (US Census Bureau, Vintage 2023).
• Population trend: Roughly 0.9% fewer residents than the 2020 Census counted.
• Absolute change: 16 residents lost between 2020 and 2023.
• Size percentile: roughly 87% of Nebraska places rank below Albion.
• Density: the Census land area of 1.2 sq mi holds about 1,425 people per square mile.
• Land area: Albion covers 1.2 square miles, the 83rd-largest area among Nebraska's 527 places.
• State population share: Albion accounts for about 0.1% of everyone in Nebraska.
• Nationally: Albion is the 8,282nd-largest of 19,457 Census places in the dataset.
• Growth rank: Albion ranks 271st among Nebraska's 527 places for the 2020-to-2023 change.
• Versus Nebraska: the state average change is -0.6%, while Albion moved 0.9%.
• Density rank: Albion is the 100th most densely settled place in Nebraska.
• Density in context: Albion's 1,425 people per square mile sit against a Nebraska median of 830.
• Location: mapped by the US Census Bureau at 41.6880, -97.9998.
• Nearest larger cities: Madison (30 mi); Columbus (37 mi); Norfolk (38 mi); Central City (40 mi); St. Paul (41 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: St. Edward (11 mi); Cedar Rapids (12 mi); Petersburg (12 mi).
• Smaller places within 50 miles: 59 of them.
• At 100 miles: 43 larger Census places fall inside that radius.

How lenders reach Albion

At roughly 1,425 people per square mile, Albion is moderately settled; 7 larger places lie within 50 miles. Lenders licensed in Nebraska reach Albion's 1,680 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Madison, NE about 30 miles away.

A practical checklist for Albion borrowers

For Albion's roughly 1,680 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Nebraska regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Albion and the rest of Nebraska is not the process but the borrower's own file, among the 1,680 people here.

The state rulebook for Albion

Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Albion lender must follow.

Albion's place among Nebraska's 527 places

Set beside Nebraska's 527 places, Albion ranks 67th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 271st of 527 Nebraska places, putting it near the 49th percentile for growth. Its roughly 1,425 residents per square mile place it 100th among Nebraska's places. Within 50 miles sit 59 smaller Census places, alongside the 7 that are larger.

How a Albion personal loan is priced

With roughly 1,680 residents, Albion is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Albion lender to disclose the APR and finance charge before you sign. Shortening the term on a Albion loan raises the monthly payment but cuts the interest; lengthening it does the reverse.