Personal loans in Prentiss, MS

From the 2020 Census base to the 2023 estimate, the population declined by about 4.5%. Price two or three terms so you can see which payment is truly affordable in Prentiss. A larger market lies at Monticello, MS about 15 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Prentiss's 925 residents.

Local context for Prentiss

The figures below are Prentiss's own — Census population, land area and coordinates — followed by the Mississippi rules.

• Population: 925 — Prentiss ranks 152nd of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 4.5% across the 2020-to-2023 comparison.
• Absolute change: 44 residents lost between 2020 and 2023.
• Size percentile: bigger than about 49% of the places in Mississippi, with 925 residents in Prentiss.
• Land and density: 3.0 square miles of land carry roughly 309 residents per square mile.
• By land area: Prentiss ranks 142nd among Mississippi's 299 places, at 3.0 sq mi.
• Share of Mississippi: Prentiss holds about 0.1% of the state's population, some 925 people.
• National rank: Prentiss is 10,574th of 19,457 places nationwide.
• Growth in Mississippi: Prentiss stands 218th by percentage change from 2020 to 2023, among 299 places.
• Versus Mississippi: the state average change is -2.3%, while Prentiss moved 4.5%.
• Density rank: Prentiss is the 208th most densely settled place in Mississippi.
• Density in context: Prentiss's 309 people per square mile sit against a Mississippi median of 434.
• Location: mapped by the US Census Bureau at 31.5995, -89.8747.
• Nearest larger cities: Monticello (15 mi); Collins (18 mi); Magee (21 mi); Sumrall (23 mi); Columbia (24 mi). Living near a larger metro rarely changes what is available in Prentiss.
• Nearest smaller places: Silver Creek (8 mi); Bassfield (10 mi); New Hebron (11 mi).
• Smaller neighbours: 17 places smaller than Prentiss sit within 50 miles.
• At 100 miles: 95 larger Census places fall inside that radius.

Borrowing reach in Prentiss

At roughly 309 people per square mile, Prentiss is lightly settled; 30 larger places lie within 50 miles. A Mississippi licence lets a lender serve Prentiss without a local office, so branch density does not change what its 925 residents are offered. For a larger market, the closest option is Monticello, MS about 15 miles away.

Where Prentiss sits in Mississippi

Among Mississippi's 299 places, Prentiss sits at 152nd for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 218th of 299 Mississippi places, putting it near the 27th percentile for growth. At about 309 people per square mile, Prentiss is the 208th most densely settled place in Mississippi. In land area, Prentiss ranks 142nd among Mississippi's 299 places.

The Mississippi lending rules that reach Prentiss

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Prentiss lender must follow.

What to do before borrowing in Prentiss

These steps shape the offer you get in Prentiss, a place of about 925 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Prentiss as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 925 residents.

Prentiss on the map

Prentiss's land area is roughly 3.0 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 309 residents per square mile. Jackson, the largest place in Mississippi, is about 53 miles from Prentiss. Prentiss has 30 larger places within a 50-mile radius. By land area it ranks 142nd of 299 Mississippi places.