Personal loans in New Hebron, MS

With 367 residents, New Hebron outranks about 23% of the communities in Mississippi. Rate ceilings, licensing requirements and product limits for New Hebron are all set at the Mississippi level. A 2020-to-2023 comparison shows New Hebron down by about 4.9%. The closest larger place is Prentiss, MS about 11 miles away.

The New Hebron data picture

The figures below are New Hebron's own — Census population, land area and coordinates — followed by the Mississippi rules.

• Population: about 367 people live here, which puts New Hebron 229th of 299 Census places in Mississippi (Vintage 2023).
• Population trend: About 4.9% below the 2020 Census base.
• Absolute change: 19 residents lost between 2020 and 2023.
• Size percentile: with 367 residents, New Hebron is larger than about 23% of Mississippi's Census places.
• Density: the Census land area of 0.7 sq mi holds about 548 people per square mile.
• By land area: New Hebron ranks 267th among Mississippi's 299 places, at 0.7 sq mi.
• Share of state population: New Hebron's 367 residents are about 0.0% of Mississippi.
• National rank: New Hebron is 14,444th of 19,457 places nationwide.
• Growth rank: New Hebron's 2020-to-2023 change ranks 224th of 299 places in Mississippi.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against New Hebron's 4.9%.
• Density rank: New Hebron places 112th among Mississippi's places by people per square mile.
• Against the state median: New Hebron runs about 548 residents per square mile, where the Mississippi median is 434.
• Location: coordinates 31.7332, -89.9833 (US Census Bureau Gazetteer).
• Nearest larger cities: Prentiss (11 mi); Monticello (15 mi); Mendenhall (17 mi); Magee (18 mi); Mount Olive (19 mi). Larger metros often have more branches, but online lenders reach New Hebron on the same terms.
• Nearest smaller towns: Silver Creek (9 mi); Georgetown (14 mi); D'Lo (18 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 12 of them.
• Larger places within 100 miles: 129.

Borrowing reach in New Hebron

With about 548 residents per square mile, New Hebron is moderately settled, and 38 larger Census places sit within 50 miles. Whether New Hebron has a local branch or not, a Mississippi-licensed lender can serve its 367 people online on the same terms. The nearest bigger place is Prentiss, MS about 11 miles away.

How Mississippi law applies in New Hebron

For the roughly 367 residents of New Hebron, the rules below are Mississippi's own; each row carries its publisher and retrieval date.

What shapes a New Hebron personal loan

New Hebron is a small community of about 367 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a New Hebron lender to disclose the APR and finance charge before you sign. The term you choose in New Hebron decides the split between a comfortable payment and the total interest you pay.

What to do before borrowing in New Hebron

Complete these steps first when you borrow in New Hebron (367 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Mississippi licence with the regulator named above before committing.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Mississippi; what changes is your credit file, not the fact that New Hebron holds 367 people.

Where New Hebron sits in Mississippi

Against Mississippi's other places, New Hebron accounts for about 0.0% of the state's population and ranks 229th of 299 by size. Its 2020-to-2023 change ranks 224th of 299 Mississippi places, putting it near the 25th percentile for growth. By density, at about 548 people per square mile, it ranks 112th in Mississippi. In land area, New Hebron ranks 267th among Mississippi's 299 places.