Personal loans in Potosi, WI

Population in Potosi climbed about 0.9% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Potosi sits on the Wisconsin side of that line. Pull your credit reports and line up at least three offers before you apply from Potosi. Borrowers who want a bigger city can look to Dickeyville, WI about 7 miles away.

Borrowing in Potosi: the local picture

What follows is Potosi's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: about 652, ranked 439th of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
• Population trend: A rise of about 0.9% from 2020 to 2023.
• People gained or lost: about 6 more since the 2020 base.
• Size percentile: Potosi sits ahead of around 27% of Wisconsin places, at 652 people.
• Population density: 393 people per square mile on 1.7 square miles of land.
• By land area: Potosi ranks 365th among Wisconsin's 605 places, at 1.7 sq mi.
• Water: Potosi holds about 0.02 square miles, the 329th-largest water area in Wisconsin.
• State share: roughly 0.0% of Wisconsin's residents live in Potosi (652 people).
• National rank: Potosi is 12,090th of 19,457 places nationwide.
• Growth rank: Potosi ranks 165th among Wisconsin's 605 places for the 2020-to-2023 change.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Potosi's 0.9%.
• Density rank: Potosi is the 473rd most densely settled place in Wisconsin.
• Density in context: Potosi's 393 people per square mile sit against a Wisconsin median of 800.
• Location: it lies at 42.6855, -90.7077 in the Census Gazetteer.
• Nearest larger cities: Dickeyville (7 mi); Lancaster (11 mi); Platteville (13 mi); Asbury (13 mi); Dubuque (13 mi). Online lenders reach Potosi no matter how far the nearest branch is.
• Nearest smaller towns: Tennyson (1 mi); Sherrill (7 mi); Balltown (9 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 79 smaller Census places.
• Within 100 miles: 318 places are larger than Potosi.

How Wisconsin law applies in Potosi

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Potosi lender must follow.

Potosi: area, density and distance

Inside Potosi's boundaries lie roughly 1.7 square miles of land and 0.02 square miles of water. The resulting density is about 393 people per square mile. Milwaukee, the largest place in Wisconsin, is about 141 miles from Potosi. Within 50 miles of Potosi there are 54 larger Census places. By land area it ranks 365th of 605 Wisconsin places.

Before you apply in Potosi

These steps shape the offer you get in Potosi, a place of about 652 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Wisconsin licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Weigh a shorter term's higher payment against the interest it saves.

What differs between Potosi and the rest of Wisconsin is not the process but the borrower's own file, among the 652 people here.

Potosi's place among Wisconsin's 605 places

Set beside Wisconsin's 605 places, Potosi ranks 439th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 165th of 605 Wisconsin places, putting it near the 73th percentile for growth. At about 393 people per square mile, Potosi is the 473rd most densely settled place in Wisconsin. In land area, Potosi ranks 365th among Wisconsin's 605 places.

Borrowing reach in Potosi

Potosi is a lightly settled community of about 652 people, with 54 larger places inside a 50-mile radius. What is available to Potosi's 652 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Dickeyville, WI about 7 miles away.