Personal loans in Dubuque, IA

A single loan can carry different costs on either side of a state line, and Dubuque sits on the Iowa side of that line. At about 58,877 residents, Dubuque is larger than roughly 99% of the places in Iowa. Begin with the payment, then weigh APR and total interest across the lenders that reach Dubuque's 58,877 residents. A 2020-to-2023 comparison shows Dubuque down by about 1.3%. The next larger city is Cedar Rapids, IA about 62 miles away.

Where Dubuque stands

Most of what governs a Dubuque loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: about 58,877, ranked 11th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.3% below the 2020 Census base.
• People gained or lost: about 800 fewer since the 2020 base.
• Size percentile: bigger than about 99% of the places in Iowa, with 58,877 residents in Dubuque.
• Population density: about 1,883 people per square mile across 31.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Dubuque covers 31.3 square miles, the 10th-largest area among Iowa's 940 places.
• Water: Dubuque holds about 1.08 square miles, the 13th-largest water area in Iowa.
• State population share: Dubuque accounts for about 2.3% of everyone in Iowa.
• Nationally: Dubuque is the 661st-largest of 19,457 Census places in the dataset.
• Growth rank: Dubuque ranks 495th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Dubuque's 1.3% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Dubuque places 25th among Iowa's places by people per square mile.
• Against the state median: Dubuque runs about 1,883 residents per square mile, where the Iowa median is 672.
• Location: 42.4989 / -90.7073, per the US Census Bureau Gazetteer.
• Nearest larger cities: Cedar Rapids (62 mi); Davenport (65 mi); Iowa City (72 mi); Madison (76 mi); Waterloo (84 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Sageville (4 mi); Asbury (4 mi); East Dubuque (4 mi).
• Within a 50-mile radius: 140 smaller Census places.
• At 100 miles: 7 larger Census places fall inside that radius.

How Iowa law applies in Dubuque

This table holds the Iowa rate and licensing rules for consumer loans made to Dubuque's 58,877 residents.

Getting a loan in Dubuque

At roughly 1,883 people per square mile, Dubuque is moderately settled; 0 larger places lie within 50 miles. Whether Dubuque has a local branch or not, a Iowa-licensed lender can serve its 58,877 people online on the same terms. The nearest larger city, Cedar Rapids, IA about 62 miles away.

The anatomy of a Dubuque personal loan

Dubuque is a mid-sized city of about 58,877 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Dubuque's 58,877 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Dubuque loan is knowable in advance — unlike a revolving card balance.

Dubuque against the rest of Iowa

Among Iowa's 940 places, Dubuque sits at 11th for population, a share of roughly 2.3% of the state. For population change between 2020 and 2023, Dubuque ranks 495th of 940 in Iowa (about the 47th percentile). At about 1,883 people per square mile, Dubuque is the 25th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 800 residents.

Dubuque on the map

Dubuque's land area is about 31.3 square miles; a further 1.08 square miles is water. That land carries about 1,883 people per square mile. Des Moines, the largest place in Iowa, is about 162 miles from Dubuque. Within 50 miles of Dubuque there are 0 larger Census places. Within the same 50 miles lie 140 smaller Census places.