Personal loans in Post, TX
The first question in Post is not the rate on offer but whether the payment fits; about 3,486 people live here under Texas lending law.
If debt is already a strain, a nonprofit credit counsellor can help Post residents before they take on more. About 3,486 people live in Post, placing it 456th of 1,224 Census places in Texas. To lend to Post's 3,486 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. The trend for Post between 2020 and 2023 is downward by roughly 27.3%. The next larger city is Slaton, TX about 23 miles away.
Post: the sourced local profile
What follows is Post's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: about 3,486 people live here, which puts Post 456th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A drop of about 27.3% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 1,307 residents.
- Size percentile: bigger than about 63% of the places in Texas, with 3,486 residents in Post.
- Population density: about 931 people per square mile across 3.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Post covers 3.7 square miles, the 458th-largest area among Texas's 1,224 places.
- Water area: Post has 0.03 square miles of water, ranking 378th of 1,224 places in Texas.
- State population share: Post accounts for about 0.0% of everyone in Texas.
- National rank: Post sits 5,838th by population among the 19,457 places in this dataset.
- Growth rank: Post ranks 1,224th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Post's 27.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Post places 555th among Texas's places by people per square mile.
- Density vs Texas: Post's 931 people per square mile compare with a state median of 840.
- Location: mapped by the US Census Bureau at 33.1909, -101.3815.
- Nearest larger cities: Slaton (23 mi); Lubbock (39 mi); Wolfforth (42 mi); Snyder (43 mi); Lamesa (46 mi). Online lenders reach Post no matter how far the nearest branch is.
- Nearest smaller places: Wilson (22 mi); Tahoka (24 mi); Ransom Canyon (29 mi).
- Smaller neighbours: 20 places smaller than Post sit within 50 miles.
- Within 100 miles: 17 places are larger than Post.
Texas rules behind a Post personal loan
Read the table as a lender's compliance picture for Post: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How lenders reach Post
Post is a moderately settled community of about 3,486 people, with 5 larger places inside a 50-mile radius. Distance to a branch rarely matters for Post's 3,486 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Slaton, TX about 23 miles away.
How a Post personal loan is priced
With roughly 3,486 residents, Post is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Post can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Post loan is knowable in advance — unlike a revolving card balance.
Where Post sits in Texas
Post is the 456th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. For population change between 2020 and 2023, Post ranks 1,224th of 1,224 in Texas (about the 0th percentile). By density, at about 931 people per square mile, it ranks 555th in Texas. Within 50 miles sit 20 smaller Census places, alongside the 5 that are larger.
Post: area, density and distance
The Census Gazetteer records 3.7 square miles of land and 0.03 square miles of water within Post. With 3,486 residents, the land area yields roughly 931 people per square mile. For the state's biggest city, Houston, the distance is roughly 424 miles. A 50-mile radius around Post takes in 5 places that are larger. The 100-mile radius contains 17 larger places.
Common questions
What are my options in Post if my credit is poor?
What loan size can I expect in Post?
Do I have to pledge anything to borrow in Post?
Does comparing loans in Post cost me credit score points?
Nearby places
- Wilson, TX — population 446
- Slaton, TX — population 5,684
- Tahoka, TX — population 2,427
- Ransom Canyon, TX — population 1,159
- Buffalo Springs Lake, TX — population 448
- Crosbyton, TX — population 1,434
- Ralls, TX — population 1,578
- O'Donnell, TX — population 724