Personal loans in Poplar, MT
Poplar is a small community in Montana, with an estimated 727 residents, and every licensed lender here follows the same state rulebook. Read the disclosure for an origination fee and any prepayment penalty before signing in Poplar.
With an estimated 727 residents, Poplar is the 69th-largest of 127 places in Montana. Which products a lender may offer to Poplar's 727 residents follows from the Montana consumer-lending framework. A 2020-to-2023 comparison shows Poplar down by about 4.6%. For a bigger market, look to Wolf Point, MT about 21 miles away.
Borrowing in Poplar: the local picture
The figures below are Poplar's own — Census population, land area and coordinates — followed by the Montana rules.
- Population: about 727 people live here, which puts Poplar 69th of 127 Census places in Montana (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 4.6%.
- People gained or lost: about 35 fewer since the 2020 base.
- Size percentile: roughly 46% of Montana places rank below Poplar.
- Land and density: 0.3 square miles of land carry roughly 2,615 residents per square mile.
- By land area: Poplar ranks 114th among Montana's 127 places, at 0.3 sq mi.
- State share: roughly 0.1% of Montana's residents live in Poplar (727 people).
- National rank: Poplar is the 11,616th most populous of the 19,457 Census places covered here.
- Growth rank: Poplar's 2020-to-2023 change ranks 126th of 127 places in Montana.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Poplar's 4.6%.
- Density rank: Poplar is the 6th most densely settled place in Montana.
- Density vs Montana: Poplar's 2,615 people per square mile compare with a state median of 1,071.
- Location: coordinates 48.1105, -105.1969 (US Census Bureau Gazetteer).
- Nearest larger cities: Wolf Point (21 mi); Scobey (48 mi); Plentywood (55 mi); Sidney (55 mi); Fairview (56 mi). Lenders licensed in the state serve Poplar whether or not they keep a local branch.
- Nearest smaller towns: Culbertson (31 mi); Richey (33 mi); Froid (36 mi).
- Smaller places within 50 miles: 6 of them.
- At 100 miles: 10 larger Census places fall inside that radius.
The Poplar borrowing checklist
For Poplar's roughly 727 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Montana licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Poplar-specific: the same Montana licensing and disclosure rules reach all 727 residents.
How Montana law applies in Poplar
These are Montana's sourced lending facts as they reach Poplar's 727 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Where Poplar sits
Inside Poplar's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 2,615 people per square mile. The state's population centre of gravity, Billings, is roughly 225 miles away. Within 50 miles of Poplar there are 2 larger Census places. Within the same 50 miles lie 6 smaller Census places.
Lender access in Poplar
Poplar is a fairly dense community of about 727 people, with 2 larger places inside a 50-mile radius. Whether Poplar has a local branch or not, a Montana-licensed lender can serve its 727 people online on the same terms. For a larger market, the closest option is Wolf Point, MT about 21 miles away.
How Poplar compares across Montana
Among Montana's 127 places, Poplar sits at 69th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 126th of 127 Montana places, putting it near the 1th percentile for growth. Its roughly 2,615 residents per square mile place it 6th among Montana's places. The population moved by about 35 people between 2020 and 2023, a 4.6% shift.
Common questions
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Nearby places
- Wolf Point, MT — population 2,517
- Richey, MT — population 164
- Culbertson, MT — population 718
- Flaxville, MT — population 60
- Scobey, MT — population 983
- Froid, MT — population 186
- Circle, MT — population 572
- Medicine Lake, MT — population 244