Personal loans in Flaxville, MT
The Census counts 60 people in Flaxville, the 125th-largest figure among Montana's 127 places. The roughly 60 people who live in Flaxville borrow under Montana rules; city hall sets no personal-loan rate.
Population in Flaxville dropped about 1.6% over the three years from 2020 to 2023. Begin with the payment, then weigh APR and total interest across the lenders that reach Flaxville's 60 residents. A lender that serves Flaxville operates under Montana lending statutes and a Montana supervisor. A larger market lies at Scobey, MT about 11 miles away.
Flaxville by the numbers
Flaxville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 60 — Flaxville ranks 125th of 127 communities in Montana (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.6% across the 2020-to-2023 comparison.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: about 2% of Montana communities are smaller than Flaxville (60 residents).
- Density: the Census land area of 0.1 sq mi holds about 769 people per square mile.
- Land area rank: Flaxville's 0.1 square miles rank 127th of 127 places in Montana.
- State share: roughly 0.0% of Montana's residents live in Flaxville (60 people).
- National rank: Flaxville is the 18,822nd most populous of the 19,457 Census places covered here.
- Growth in Montana: Flaxville stands 103rd by percentage change from 2020 to 2023, among 127 places.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Flaxville's 1.6%.
- Density in Montana: Flaxville ranks 82nd by people per square mile.
- Density vs Montana: Flaxville's 769 people per square mile compare with a state median of 1,071.
- Location: coordinates 48.8045, -105.1736 (US Census Bureau Gazetteer).
- Nearest larger cities: Scobey (11 mi); Outlook (19 mi); Plentywood (28 mi); Medicine Lake (37 mi); Froid (45 mi). Online lenders reach Flaxville no matter how far the nearest branch is.
- Smaller towns nearby: Fortuna (64 mi); Ambrose (78 mi); Alamo (79 mi).
- Smaller places within 50 miles: 0 of them.
- Larger places within 100 miles: 26.
Flaxville's place among Montana's 127 places
Among Montana's 127 places, Flaxville sits at 125th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 103rd of 127 Montana places, putting it near the 19th percentile for growth. By density, at about 769 people per square mile, it ranks 82nd in Montana. Within 50 miles sit 0 smaller Census places, alongside the 6 that are larger.
A pre-application checklist for Flaxville
Complete these steps first when you borrow in Flaxville (60 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's Montana licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Flaxville-specific: the same Montana licensing and disclosure rules reach all 60 residents.
The Montana lending rules that reach Flaxville
These are Montana's sourced lending facts as they reach Flaxville's 60 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Where Flaxville sits
The Census Gazetteer records about 0.1 square miles of land within Flaxville, with no significant water area listed. With 60 residents, the land area yields roughly 769 people per square mile. The state's population centre of gravity, Billings, is roughly 262 miles away. Flaxville has 6 larger places within a 50-mile radius. Within the same 50 miles lie 0 smaller Census places.
How a Flaxville personal loan is priced
Flaxville is a small community of about 60 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Flaxville's 60 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Flaxville decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Scobey, MT — population 983
- Outlook, MT — population 82
- Plentywood, MT — population 1,647
- Poplar, MT — population 727
- Medicine Lake, MT — population 244
- Froid, MT — population 186
- Wolf Point, MT — population 2,517
- Culbertson, MT — population 718