Personal loans in Circle, MT

Pull your credit reports and line up at least three offers before you apply from Circle. Population in Circle dropped about 2.9% over the three years from 2020 to 2023. To lend to Circle's 572 residents, a company must hold a Montana licence, and each sourced row below names the regulator behind it. For a bigger market, look to Terry, MT about 45 miles away.

Circle: the sourced local profile

The figures below are Circle's own — Census population, land area and coordinates — followed by the Montana rules.

• Population: 572 — Circle ranks 78th of 127 communities in Montana (US Census Bureau, Vintage 2023).
• Population trend: Down about 2.9% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 17 fewer people than the 2020 Census counted.
• Size percentile: with 572 residents, Circle is larger than about 39% of Montana's Census places.
• Density: the Census land area of 0.8 sq mi holds about 733 people per square mile.
• Land area rank: Circle's 0.8 square miles rank 73rd of 127 places in Montana.
• State population share: Circle accounts for about 0.1% of everyone in Montana.
• National standing: Circle ranks 12,624th of 19,457 US places.
• Growth in Montana: Circle stands 116th by percentage change from 2020 to 2023, among 127 places.
• State comparison: Montana's places average +3.8% for 2020-to-2023, against Circle's 2.9%.
• Density rank: Circle is the 87th most densely settled place in Montana.
• Density in context: Circle's 733 people per square mile sit against a Montana median of 1,071.
• Location: 47.4177, -105.5870 (Census Gazetteer coordinates).
• Nearest larger cities: Terry (45 mi); Glendive (46 mi); Wolf Point (47 mi); Poplar (51 mi); Sidney (69 mi). Lenders licensed in the state serve Circle whether or not they keep a local branch.
• Smaller towns nearby: Richey (29 mi); Fort Peck (57 mi); Nashua (61 mi).
• Smaller neighbours: 1 places smaller than Circle sit within 50 miles.
• Larger places within 100 miles: 13.

Circle against the rest of Montana

Within Montana, Circle holds roughly 0.1% of all residents, the 78th-largest share among 127 places. On the 2020-to-2023 trend, Circle stands 116th among Montana's 127 places — roughly the 9th percentile. By density, at about 733 people per square mile, it ranks 87th in Montana. Between 2020 and 2023 the count changed by roughly 17 residents.

How lenders reach Circle

Circle is moderately settled, with about 733 people per square mile and 3 larger places within 50 miles. A Montana licence lets a lender serve Circle without a local office, so branch density does not change what its 572 residents are offered. The nearest bigger place is Terry, MT about 45 miles away.

Where Circle sits

Circle's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. That land carries about 733 people per square mile. Billings, the largest place in Montana, is about 180 miles from Circle. Within 50 miles of Circle there are 3 larger Census places. The 100-mile radius contains 13 larger places.

What a Circle borrower is actually offered

Circle is a small community of about 572 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Circle lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Circle loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Circle

Read the table as a lender's compliance picture for Circle: the rule, the sourced figure, the publisher and the date.