Personal loans in Nashua, MT
The first question in Nashua is not the rate on offer but whether the payment fits; about 294 people live here under Montana lending law. The Census counts 294 people in Nashua, the 94th-largest figure among Montana's 127 places.
A 2020-to-2023 comparison shows Nashua down by about 2.0%. When Montana caps or restricts a product, lenders either change the terms or withdraw it from Nashua as from the rest of the state. Price two or three terms so you can see which payment is truly affordable in Nashua. For a bigger market, look to Glasgow, MT about 13 miles away.
Where Nashua stands
Set out below is Nashua's local context next to the state-level rules that reach every lender here.
- Population: 294 residents; Nashua is the 94th-largest of 127 places in Montana (US Census Bureau, Vintage 2023).
- Population trend: About 2.0% below the 2020 Census base.
- People gained or lost: about 6 fewer since the 2020 base.
- Size percentile: roughly 26% of Montana's places have fewer residents than Nashua's 294.
- Population density: 417 people per square mile on 0.7 square miles of land.
- Land area: Nashua covers 0.7 square miles, the 79th-largest area among Montana's 127 places.
- Share of state population: Nashua's 294 residents are about 0.1% of Montana.
- National rank: Nashua is 15,188th of 19,457 places nationwide.
- Growth in Montana: Nashua stands 106th by percentage change from 2020 to 2023, among 127 places.
- Against the state trend: Nashua's 2.0% change compares with a Montana average of +3.8% across its 127 places.
- Density in Montana: Nashua ranks 103rd by people per square mile.
- Density in context: Nashua's 417 people per square mile sit against a Montana median of 1,071.
- Location: mapped by the US Census Bureau at 48.1336, -106.3571.
- Nearest larger cities: Glasgow (13 mi); Wolf Point (33 mi); Poplar (54 mi); Circle (61 mi); Jordan (62 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Fort Peck (10 mi); Opheim (50 mi); Saco (50 mi).
- Smaller places within 50 miles: 1 of them.
- Larger places within 100 miles: 9.
How Nashua compares across Montana
Against Montana's other places, Nashua accounts for about 0.1% of the state's population and ranks 94th of 127 by size. On the 2020-to-2023 trend, Nashua stands 106th among Montana's 127 places — roughly the 17th percentile. Its roughly 417 residents per square mile place it 103rd among Montana's places. Within 50 miles sit 1 smaller Census places, alongside the 2 that are larger.
Nashua on the map
Nashua's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 417 people per square mile. Billings, the largest place in Montana, is about 192 miles from Nashua. Counting outward 50 miles, 2 larger communities surround Nashua. Within the same 50 miles lie 1 smaller Census places.
What Montana law requires in Nashua
Read the table as a lender's compliance picture for Nashua: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Borrowing reach in Nashua
Nashua is a lightly settled community of about 294 people, with 2 larger places inside a 50-mile radius. Lenders licensed in Montana reach Nashua's 294 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Glasgow, MT about 13 miles away.
Before you apply in Nashua
These steps shape the offer you get in Nashua, a place of about 294 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Montana licence by checking the regulator named above.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Montana; what changes is your credit file, not the fact that Nashua holds 294 people.
Common questions
What are my options in Nashua if my credit is poor?
What loan size can I expect in Nashua?
Do I have to pledge anything to borrow in Nashua?
Does comparing loans in Nashua cost me credit score points?
Nearby places
- Fort Peck, MT — population 235
- Glasgow, MT — population 3,180
- Wolf Point, MT — population 2,517
- Opheim, MT — population 73
- Jordan, MT — population 365
- Saco, MT — population 161
- Circle, MT — population 572
- Scobey, MT — population 983