Personal loans in Popejoy, IA

Use the calculator on this page to price an amount and term before you commit in Popejoy. Census figures put the 2020-to-2023 decrease in Popejoy at about 1.3%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Popejoy's 77 residents. The closest larger city is Dows, IA about 6 miles away.

Popejoy by the numbers

Here is the sourced Census picture for Popejoy, plus the Iowa lending rules that apply to a loan taken out here.

• Population: about 77, ranked 853rd of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 1.3% fewer residents than the 2020 Census counted.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: about 9% of Iowa communities are smaller than Popejoy (77 residents).
• Population density: about 102 people per square mile (Census land area 0.8 sq mi).
• By land area: Popejoy ranks 505th among Iowa's 940 places, at 0.8 sq mi.
• Within Iowa: about 0.0% of the state's population lives in Popejoy.
• National standing: Popejoy ranks 18,537th of 19,457 US places.
• Growth rank: Popejoy's 2020-to-2023 change ranks 482nd of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Popejoy's 1.3%.
• Density rank: Popejoy is the 902nd most densely settled place in Iowa.
• Against the state median: Popejoy runs about 102 residents per square mile, where the Iowa median is 672.
• Location: mapped by the US Census Bureau at 42.5938, -93.4278.
• Nearest larger cities: Dows (6 mi); Alden (6 mi); Williams (9 mi); Iowa Falls (10 mi); Coulter (10 mi). Lenders licensed in the state serve Popejoy whether or not they keep a local branch.
• Smaller places close by: Galt (11 mi); Owasa (16 mi); Aredale (27 mi).
• Smaller neighbours: 6 places smaller than Popejoy sit within 50 miles.
• Larger places within 100 miles: 481.

How Iowa law applies in Popejoy

Read the table as a lender's compliance picture for Popejoy: the rule, the sourced figure, the publisher and the date.

Land, water and location for Popejoy

Inside Popejoy's boundaries lie about 0.8 square miles of land, with no significant water area recorded. Spread across it are roughly 102 residents per square mile. The largest place in Iowa, Des Moines, lies about 71 miles away. A 50-mile radius around Popejoy takes in 130 places that are larger. The 100-mile radius contains 481 larger places.

How personal loans work in Popejoy

A Popejoy personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 77 residents. A lender serving Popejoy's 77 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Popejoy loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What to do before borrowing in Popejoy

These steps shape the offer you get in Popejoy, a place of about 77 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Iowa licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Iowa; what changes is your credit file, not the fact that Popejoy holds 77 people.

How Popejoy compares across Iowa

Among Iowa's 940 places, Popejoy sits at 853rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Popejoy stands 482nd among Iowa's 940 places — roughly the 49th percentile. At about 102 people per square mile, Popejoy is the 902nd most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 1 residents.