Personal loans in Coulter, IA

Begin with the payment, then weigh APR and total interest across the lenders that reach Coulter's 217 residents. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Coulter's 217 residents. The 2020 count to the 2023 estimate shows about 0.9% decline in Coulter. The closest larger city is Latimer, IA about 2 miles away.

Coulter: population, trend and location

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

• Population: 217 residents; Coulter is the 646th-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: About 0.9% below the 2020 Census base.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 31% of Iowa's places have fewer residents than Coulter's 217.
• Density: the Census land area of 2.5 sq mi holds about 88 people per square mile.
• Land area: Coulter covers 2.5 square miles, the 164th-largest area among Iowa's 940 places.
• State share: roughly 0.0% of Iowa's residents live in Coulter (217 people).
• National rank: Coulter sits 16,211th by population among the 19,457 places in this dataset.
• Growth rank: Coulter ranks 407th among Iowa's 940 places for the 2020-to-2023 change.
• Against the state trend: Coulter's 0.9% change compares with a Iowa average of -0.7% across its 940 places.
• Density in Iowa: Coulter ranks 913th by people per square mile.
• Density in context: Coulter's 88 people per square mile sit against a Iowa median of 672.
• Location: mapped by the US Census Bureau at 42.7330, -93.3701.
• Nearest larger cities: Latimer (2 mi); Hampton (8 mi); Dows (8 mi); Sheffield (14 mi); Belmond (14 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Alexander (7 mi); Rowan (9 mi); Popejoy (10 mi).
• Smaller neighbours: 38 places smaller than Coulter sit within 50 miles.
• Larger places within 100 miles: 383.

The anatomy of a Coulter personal loan

Coulter is a small community of about 217 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Coulter can be quoted different APRs on the same amount and term. The term you choose in Coulter decides the split between a comfortable payment and the total interest you pay.

Where Coulter sits

Inside Coulter's boundaries lie about 2.5 square miles of land, with no significant water area recorded. With 217 residents, the land area yields roughly 88 people per square mile. The state's population centre of gravity, Des Moines, is roughly 81 miles away. Within 50 miles of Coulter there are 93 larger Census places. Within the same 50 miles lie 38 smaller Census places.

What is available to Coulter borrowers

Coulter is a sparsely settled community of about 217 people, with 93 larger places inside a 50-mile radius. Whether Coulter has a local branch or not, a Iowa-licensed lender can serve its 217 people online on the same terms. For a larger market, the closest option is Latimer, IA about 2 miles away.

How Iowa law applies in Coulter

Read the table as a lender's compliance picture for Coulter: the rule, the sourced figure, the publisher and the date.

Coulter in state context

Set beside Iowa's 940 places, Coulter ranks 646th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 407th of 940 Iowa places, putting it near the 57th percentile for growth. By density, at about 88 people per square mile, it ranks 913th in Iowa. Between 2020 and 2023 the count changed by roughly 2 residents.