Personal loans in Latimer, IA

An estimated 471 people make their home in Latimer, a figure that ranks 453rd in Iowa. State law, not city hall, decides what a lender may do to Latimer's roughly 471 residents, and a state regulator supervises it. Latimer lost roughly 1.5% of its population across the 2020-to-2023 comparison. The next larger city is Hampton, IA about 8 miles away.

Latimer: the sourced local profile

The figures below are Latimer's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: the Census counts 471 residents in Latimer (Vintage 2023 subcounty estimate), the 453rd-largest figure among Iowa's 940 places.
• Population trend: A loss of roughly 1.5% between 2020 and 2023.
• Net change: roughly 7 fewer people than the 2020 Census counted.
• Size percentile: about 52% of Iowa's Census places are smaller than Latimer.
• Population density: about 196 people per square mile across 2.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Latimer covers 2.4 square miles, the 170th-largest area among Iowa's 940 places.
• Within Iowa: about 0.0% of the state's population lives in Latimer.
• National rank: Latimer sits 13,409th by population among the 19,457 places in this dataset.
• Growth in Iowa: Latimer stands 522nd by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Latimer moved 1.5%.
• Density rank: Latimer places 823rd among Iowa's places by people per square mile.
• Density vs Iowa: Latimer's 196 people per square mile compare with a state median of 672.
• Location: the Census Gazetteer records it at 42.7629, -93.3655.
• Nearest larger cities: Hampton (8 mi); Dows (10 mi); Sheffield (12 mi); Belmond (14 mi); Alden (17 mi). Larger metros often have more branches, but online lenders reach Latimer on the same terms.
• Nearest smaller places: Coulter (2 mi); Alexander (6 mi); Rowan (10 mi).
• Within a 50-mile radius: 70 smaller Census places.
• Within 100 miles: 279 places are larger than Latimer.

How Latimer compares across Iowa

Among Iowa's 940 places, Latimer sits at 453rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Latimer stands 522nd among Iowa's 940 places — roughly the 44th percentile. At about 196 people per square mile, Latimer is the 823rd most densely settled place in Iowa. The population moved by about 7 people between 2020 and 2023, a 1.5% shift.

Inside a Latimer personal loan

With roughly 471 residents, Latimer is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Latimer lender to disclose the APR and finance charge before you sign. The term you choose in Latimer decides the split between a comfortable payment and the total interest you pay.

How Iowa law applies in Latimer

This table holds the Iowa rate and licensing rules for consumer loans made to Latimer's 471 residents.

Where Latimer sits

Latimer's land area is roughly 2.4 square miles, and the Gazetteer records no significant water area within it. With 471 residents, the land area yields roughly 196 people per square mile. The largest place in Iowa, Des Moines, lies about 83 miles away. Counting outward 50 miles, 62 larger communities surround Latimer. Within the same 50 miles lie 70 smaller Census places.

Steps to take before a Latimer loan

Complete these steps first when you borrow in Latimer (471 residents):

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Iowa regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

What differs between Latimer and the rest of Iowa is not the process but the borrower's own file, among the 471 people here.