Personal loans in Peach Orchard, AR
By population, Peach Orchard sits at 444th in Arkansas, with an estimated 104 residents. Population in Peach Orchard dropped about 1.0% over the three years from 2020 to 2023.
Personal loans in Peach Orchard are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 104 population. Lenders active in Peach Orchard report to a Arkansas supervisor, identified in the sourced rows below. Work out your debt-to-income ratio first; lenders weigh it heavily, and Peach Orchard's 104 residents are no exception. For a bigger market, look to Knobel, AR about 4 miles away.
Peach Orchard: the sourced local profile
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: 104 residents; Peach Orchard is the 444th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: roughly 11% of Arkansas's places have fewer residents than Peach Orchard's 104.
- Land and density: 1.0 square miles of land carry roughly 101 residents per square mile.
- By land area: Peach Orchard ranks 345th among Arkansas's 500 places, at 1.0 sq mi.
- State share: roughly 0.0% of Arkansas's residents live in Peach Orchard (104 people).
- Nationally: Peach Orchard is the 18,068th-largest of 19,457 Census places in the dataset.
- Growth in Arkansas: Peach Orchard stands 282nd by percentage change from 2020 to 2023, among 500 places.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Peach Orchard's 1.0%.
- Density rank: Peach Orchard places 452nd among Arkansas's places by people per square mile.
- Against the state median: Peach Orchard runs about 101 residents per square mile, where the Arkansas median is 386.
- Location: latitude 36.2812, longitude -90.6608 (Census Gazetteer).
- Nearest larger cities: Knobel (4 mi); Reyno (8 mi); Biggers (9 mi); Lafe (10 mi); Corning (10 mi). Living near a larger metro rarely changes what is available in Peach Orchard.
- Smaller places nearby: Delaplaine (5 mi); Datto (9 mi); Success (12 mi).
- Smaller neighbours: 15 places smaller than Peach Orchard sit within 50 miles.
- Larger places within 100 miles: 300.
Getting a loan in Peach Orchard
Peach Orchard is a lightly settled community of about 104 people, with 78 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Peach Orchard without a local office, so branch density does not change what its 104 residents are offered. For a larger market, the closest option is Knobel, AR about 4 miles away.
What a Peach Orchard borrower is actually offered
A Peach Orchard personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 104 residents. The APR tracks your credit score rather than Peach Orchard's rank of 444th in Arkansas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Peach Orchard loan is knowable in advance — unlike a revolving card balance.
Where Peach Orchard sits in Arkansas
Within Arkansas, Peach Orchard holds roughly 0.0% of all residents, the 444th-largest share among 500 places. For population change between 2020 and 2023, Peach Orchard ranks 282nd of 500 in Arkansas (about the 44th percentile). By density, at about 101 people per square mile, it ranks 452nd in Arkansas. Within 50 miles sit 15 smaller Census places, alongside the 78 that are larger.
Peach Orchard on the map
Inside Peach Orchard's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 104 residents, the land area yields roughly 101 people per square mile. The largest place in Arkansas, Little Rock, lies about 144 miles away. Within 50 miles of Peach Orchard there are 78 larger Census places. The 100-mile radius contains 300 larger places.
Arkansas rules behind a Peach Orchard personal loan
Read the table as a lender's compliance picture for Peach Orchard: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Common questions
What are my options in Peach Orchard if my credit is poor?
What loan size can I expect in Peach Orchard?
Do I have to pledge anything to borrow in Peach Orchard?
Does comparing loans in Peach Orchard cost me credit score points?
Nearby places
- Knobel, AR — population 144
- Delaplaine, AR — population 67
- Reyno, AR — population 395
- Datto, AR — population 64
- Biggers, AR — population 308
- Corning, AR — population 3,118
- Lafe, AR — population 417
- Success, AR — population 95