Personal loans in Lafe, AR

From the 2020 Census base to the 2023 estimate, the population declined by about 0.2%. Consumer lending that reaches Lafe's 417 residents is governed by Arkansas statute; no city ordinance changes it. Judge Lafe offers on total cost, not on how quickly the money arrives. For a bigger market, look to Oak Grove Heights, AR about 6 miles away.

Local context for Lafe

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

• Population: a Census-estimated 417, 286th among Arkansas's 500 places (Vintage 2023).
• Population trend: Down about 0.2% from the 2020 Census base to the 2023 estimate.
• Absolute change: 1 residents lost between 2020 and 2023.
• Size percentile: Lafe sits ahead of around 43% of Arkansas places, at 417 people.
• Population density: about 205 people per square mile across 2.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Lafe ranks 252nd among Arkansas's 500 places, at 2.0 sq mi.
• State population share: Lafe accounts for about 0.0% of everyone in Arkansas.
• National rank: Lafe is the 13,921st most populous of the 19,457 Census places covered here.
• Growth rank: Lafe ranks 249th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Lafe's 0.2%.
• Density rank: Lafe is the 373rd most densely settled place in Arkansas.
• Against the state median: Lafe runs about 205 residents per square mile, where the Arkansas median is 386.
• Location: mapped by the US Census Bureau at 36.2092, -90.5043.
• Nearest larger cities: Oak Grove Heights (6 mi); Marmaduke (7 mi); Paragould (11 mi); Rector (12 mi); Corning (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Knobel (9 mi); Peach Orchard (10 mi); Delaplaine (12 mi).
• Within a 50-mile radius: 47 smaller Census places.
• Within 100 miles: 211 places are larger than Lafe.

Lafe: area, density and distance

The Census Gazetteer records about 2.0 square miles of land within Lafe, with no significant water area listed. The resulting density is about 205 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 146 miles. Within 50 miles of Lafe there are 53 larger Census places. The 100-mile radius contains 211 larger places.

What to do before borrowing in Lafe

Before you hand your details to a lender in Lafe, where the population is near 417:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Lafe-specific: the same Arkansas licensing and disclosure rules reach all 417 residents.

Lafe against the rest of Arkansas

Within Arkansas, Lafe holds roughly 0.0% of all residents, the 286th-largest share among 500 places. For population change between 2020 and 2023, Lafe ranks 249th of 500 in Arkansas (about the 50th percentile). At about 205 people per square mile, Lafe is the 373rd most densely settled place in Arkansas. In land area, Lafe ranks 252nd among Arkansas's 500 places.

What Arkansas law requires in Lafe

For the roughly 417 residents of Lafe, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

The anatomy of a Lafe personal loan

In Lafe, a small community of about 417, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Lafe can be quoted different APRs on the same amount and term. Shortening the term on a Lafe loan raises the monthly payment but cuts the interest; lengthening it does the reverse.