Personal loans in Knobel, AR

Population in Knobel dropped about 1.4% over the three years from 2020 to 2023. With roughly 144 residents, Knobel is a small community, and the lending rules its borrowers live under are written in Arkansas, not by the city.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

At about 144 residents, Knobel is larger than roughly 17% of the places in Arkansas. Borrowers who want a bigger city can look to Corning, AR about 7 miles away. For the 144 people in Knobel, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Knobel's 144 residents.

Local context for Knobel

Here is the sourced Census picture for Knobel, plus the Arkansas lending rules that apply to a loan taken out here.

Knobel in state context

Among Arkansas's 500 places, Knobel sits at 414th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 305th of 500 Arkansas places, putting it near the 39th percentile for growth. By density, at about 342 people per square mile, it ranks 274th in Arkansas. Within 50 miles sit 20 smaller Census places, alongside the 71 that are larger.

What a Knobel borrower is actually offered

Knobel is a small community of about 144 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Knobel lender to disclose the APR and finance charge before you sign. The term you choose in Knobel decides the split between a comfortable payment and the total interest you pay.

Knobel: area, density and distance

The Census Gazetteer records about 0.4 square miles of land within Knobel, with no significant water area listed. Spread across it are roughly 342 residents per square mile. The state's population centre of gravity, Little Rock, is roughly 148 miles away. A 50-mile radius around Knobel takes in 71 places that are larger. The 100-mile radius contains 285 larger places.

What Arkansas law requires in Knobel

These are Arkansas's sourced lending facts as they reach Knobel's 144 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16

How lenders reach Knobel

At roughly 342 people per square mile, Knobel is lightly settled; 71 larger places lie within 50 miles. What is available to Knobel's 144 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Corning, AR about 7 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Knobel if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Knobel is the same as anywhere in Arkansas.
What loan size can I expect in Knobel?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Knobel?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Knobel cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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