Personal loans in Pavo, GA
The Census counts 607 people in Pavo, the 364th-largest figure among Georgia's 536 places. The 2020 count to the 2023 estimate shows about 1.8% decline in Pavo.
Pavo counts about 607 people, and what is genuinely local about borrowing here is limited — Georgia law does the governing. To lend to Pavo's 607 residents, a company must hold a Georgia licence, and each sourced row below names the regulator behind it. Decide the purpose of the loan and your repayment plan before sharing any details with a Pavo lender. For a bigger market, look to Boston, GA about 12 miles away.
The Pavo data picture
Read the local figures below as context; read the sourced Georgia table as the rulebook a lender here must follow.
- Population: the Census counts 607 residents in Pavo (Vintage 2023 subcounty estimate), the 364th-largest figure among Georgia's 536 places.
- Population trend: Lower by roughly 1.8% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 11 residents.
- Size percentile: roughly 32% of Georgia places rank below Pavo.
- Population density: 345 people per square mile on 1.8 square miles of land.
- Land area rank: Pavo's 1.8 square miles rank 376th of 536 places in Georgia.
- State share: roughly 0.0% of Georgia's residents live in Pavo (607 people).
- Nationally: Pavo is the 12,389th-largest of 19,457 Census places in the dataset.
- Growth rank: Pavo's 2020-to-2023 change ranks 437th of 536 places in Georgia.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Pavo's 1.8%.
- Density rank: Pavo is the 354th most densely settled place in Georgia.
- Density in context: Pavo's 345 people per square mile sit against a Georgia median of 536.
- Location: 30.9594, -83.7393 (US Census Bureau Gazetteer).
- Nearest larger cities: Boston (12 mi); Moultrie (16 mi); Quitman (16 mi); Thomasville (16 mi); Ochlocknee (18 mi). Living near a larger metro rarely changes what is available in Pavo.
- Nearest smaller towns: Barwick (5 mi); Coolidge (8 mi); Berlin (10 mi).
- Within a 50-mile radius: 15 smaller Census places.
- Larger places within 100 miles: 113.
Lender access in Pavo
Pavo is a lightly settled community of about 607 people, with 39 larger places inside a 50-mile radius. What is available to Pavo's 607 borrowers is set by Georgia licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Boston, GA about 12 miles away.
Land, water and location for Pavo
Pavo covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 345 residents per square mile. The state's population centre of gravity, Atlanta, is roughly 198 miles away. A 50-mile radius around Pavo takes in 39 places that are larger. By land area it ranks 376th of 536 Georgia places.
Pavo in state context
Against Georgia's other places, Pavo accounts for about 0.0% of the state's population and ranks 364th of 536 by size. On the 2020-to-2023 trend, Pavo stands 437th among Georgia's 536 places — roughly the 18th percentile. By density, at about 345 people per square mile, it ranks 354th in Georgia. In land area, Pavo ranks 376th among Georgia's 536 places.
Georgia rules behind a Pavo personal loan
This table holds the Georgia rate and licensing rules for consumer loans made to Pavo's 607 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Installment lender license required for loans of $3,000 or less Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
Inside a Pavo personal loan
Pavo is a small community of about 607 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Pavo's rank of 364th in Georgia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Pavo loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Barwick, GA — population 353
- Coolidge, GA — population 529
- Berlin, GA — population 517
- Boston, GA — population 1,216
- Moultrie, GA — population 14,565
- Morven, GA — population 514
- Quitman, GA — population 4,036
- Ellenton, GA — population 213