Personal loans in Moultrie, GA
The 2020 count to the 2023 estimate shows about 0.5% decline in Moultrie. Moultrie is a small town in Georgia, with an estimated 14,565 residents, and every licensed lender here follows the same state rulebook.
Moultrie ranks 79th of 536 places in Georgia, with a population near 14,565. The closest larger place is Tifton, GA about 25 miles away. A lender that serves Moultrie operates under Georgia lending statutes and a Georgia supervisor. For a community of about 14,565, the practical step is to compare APR across at least three lenders before committing.
Borrowing in Moultrie: the local picture
Two layers matter for a Moultrie borrower: the local population picture and Georgia's consumer-lending statutes.
- Population: 14,565 people, a figure that places Moultrie 79th among the 536 Census places in Georgia (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.5% from 2020 to 2023.
- People gained or lost: about 70 fewer since the 2020 base.
- Size percentile: Moultrie's 14,565 people outrank roughly 85% of the places in Georgia.
- Density: the Census land area of 16.7 sq mi holds about 874 people per square mile.
- By land area: Moultrie ranks 52nd among Georgia's 536 places, at 16.7 sq mi.
- Water area rank: Moultrie ranks 71st among Georgia's 536 places, with 0.16 sq mi.
- State share: roughly 0.3% of Georgia's residents live in Moultrie (14,565 people).
- National standing: Moultrie ranks 2,406th of 19,457 US places.
- Growth in Georgia: Moultrie stands 378th by percentage change from 2020 to 2023, among 536 places.
- State comparison: Georgia's places average +3.4% for 2020-to-2023, against Moultrie's 0.5%.
- Density rank: Moultrie is the 152nd most densely settled place in Georgia.
- Against the state median: Moultrie runs about 874 residents per square mile, where the Georgia median is 536.
- Location: it lies at 31.1794, -83.7908 in the Census Gazetteer.
- Nearest larger cities: Tifton (25 mi); Thomasville (26 mi); Albany (36 mi); Valdosta (38 mi); Tallahassee (57 mi). Living near a larger metro rarely changes what is available in Moultrie.
- Smaller towns nearby: Funston (5 mi); Norman Park (9 mi); Ellenton (12 mi).
- Within a 50-mile radius: 52 smaller Census places.
- At 100 miles: 9 larger Census places fall inside that radius.
Moultrie on the map
Moultrie's land area is about 16.7 square miles; a further 0.16 square miles is water. The resulting density is about 874 people per square mile. The largest place in Georgia, Atlanta, lies about 182 miles away. A 50-mile radius around Moultrie takes in 4 places that are larger. By land area it ranks 52nd of 536 Georgia places.
Borrowing reach in Moultrie
At roughly 874 people per square mile, Moultrie is moderately settled; 4 larger places lie within 50 miles. Distance to a branch rarely matters for Moultrie's 14,565 residents: the application is online and the price follows your credit file. The nearest larger city, Tifton, GA about 25 miles away.
Which Georgia laws govern a loan in Moultrie
Georgia has no separate rate rule for Moultrie; the sourced rows below are what reach every lender that serves its 14,565 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Moultrie in state context
Set beside Georgia's 536 places, Moultrie ranks 79th by population and holds about 0.3% of the state total. Its 2020-to-2023 change ranks 378th of 536 Georgia places, putting it near the 29th percentile for growth. By density, at about 874 people per square mile, it ranks 152nd in Georgia. Between 2020 and 2023 the count changed by roughly 70 residents.
How personal loans work in Moultrie
In Moultrie, a small town of about 14,565, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Moultrie loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Moultrie loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Funston, GA — population 411
- Norman Park, GA — population 975
- Coolidge, GA — population 529
- Doerun, GA — population 718
- Berlin, GA — population 517
- Ellenton, GA — population 213
- Pavo, GA — population 607
- Sale City, GA — population 350