Personal loans in Coolidge, GA
The roughly 529 people who live in Coolidge borrow under Georgia rules; city hall sets no personal-loan rate. Coolidge ranks 379th of 536 places in Georgia, with a population near 529.
Coolidge added about 0.4% to its population between the 2020 base and the 2023 estimate. A single loan can carry different costs on either side of a state line, and Coolidge sits on the Georgia side of that line. Judge Coolidge offers on total cost, not on how quickly the money arrives. For a bigger market, look to Pavo, GA about 8 miles away.
Coolidge: population, trend and location
Two layers matter for a Coolidge borrower: the local population picture and Georgia's consumer-lending statutes.
- Population: a Census-estimated 529, 379th among Georgia's 536 places (Vintage 2023).
- Population trend: Roughly 0.4% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: Coolidge's 529 people outrank roughly 29% of the places in Georgia.
- Population density: about 647 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Coolidge ranks 475th among Georgia's 536 places, at 0.8 sq mi.
- Share of Georgia: Coolidge holds about 0.0% of the state's population, some 529 people.
- Nationally: Coolidge is the 12,938th-largest of 19,457 Census places in the dataset.
- Growth rank: Coolidge ranks 323rd among Georgia's 536 places for the 2020-to-2023 change.
- Versus Georgia: the state average change is +3.4%, while Coolidge moved 0.4%.
- Density rank: Coolidge is the 219th most densely settled place in Georgia.
- Density in context: Coolidge's 647 people per square mile sit against a Georgia median of 536.
- Location: mapped by the US Census Bureau at 31.0108, -83.8665.
- Nearest larger cities: Pavo (8 mi); Ochlocknee (11 mi); Moultrie (12 mi); Thomasville (14 mi); Meigs (14 mi). Lenders licensed in the state serve Coolidge whether or not they keep a local branch.
- Nearest smaller towns: Barwick (11 mi); Funston (13 mi); Berlin (15 mi).
- Smaller places within 50 miles: 12 of them.
- Within 100 miles: 125 places are larger than Coolidge.
How a Coolidge personal loan is priced
Most loans made to Coolidge's 529 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Coolidge's 529 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Coolidge loan but raises total interest, so the smallest payment is not the cheapest loan.
Georgia rules behind a Coolidge personal loan
This table holds the Georgia rate and licensing rules for consumer loans made to Coolidge's 529 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Coolidge on the map
The Census Gazetteer records about 0.8 square miles of land within Coolidge, with no significant water area listed. That land carries about 647 people per square mile. The state's population centre of gravity, Atlanta, is roughly 193 miles away. Coolidge has 41 larger places within a 50-mile radius. Within the same 50 miles lie 12 smaller Census places.
Where Coolidge sits in Georgia
Coolidge is the 379th-largest of 536 Census places in Georgia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Coolidge ranks 323rd of 536 in Georgia (about the 40th percentile). By density, at about 647 people per square mile, it ranks 219th in Georgia. Within 50 miles sit 12 smaller Census places, alongside the 41 that are larger.
Borrowing reach in Coolidge
Coolidge is a moderately settled community of about 529 people, with 41 larger places inside a 50-mile radius. Whether Coolidge has a local branch or not, a Georgia-licensed lender can serve its 529 people online on the same terms. For a larger market, the closest option is Pavo, GA about 8 miles away.
Common questions
What are my options in Coolidge if my credit is poor?
What loan size can I expect in Coolidge?
Do I have to pledge anything to borrow in Coolidge?
Does comparing loans in Coolidge cost me credit score points?
Nearby places
- Pavo, GA — population 607
- Barwick, GA — population 353
- Moultrie, GA — population 14,565
- Funston, GA — population 411
- Ochlocknee, GA — population 673
- Thomasville, GA — population 18,558
- Boston, GA — population 1,216
- Meigs, GA — population 928