Personal loans in Orfordville, WI
To lend to Orfordville's 1,481 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. With 1,481 residents, Orfordville outranks about 50% of the communities in Wisconsin. Personal loans in Orfordville are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,481 population. The 2020 count to the 2023 estimate shows about 0.8% growth in Orfordville. Begin with the payment, then weigh APR and total interest across the lenders that reach Orfordville's 1,481 residents. For a bigger market, look to Brodhead, WI about 6 miles away.
The Orfordville data picture
Set out below is Orfordville's local context next to the state-level rules that reach every lender here.
- Population: 1,481 people, a figure that places Orfordville 304th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
- People gained or lost: about 12 more since the 2020 base.
- Size percentile: Orfordville's 1,481 people outrank roughly 50% of the places in Wisconsin.
- Density: roughly 1,248 residents per square mile, spread over 1.2 sq mi of land.
- Land area: Orfordville covers 1.2 square miles, the 445th-largest area among Wisconsin's 605 places.
- Share of state population: Orfordville's 1,481 residents are about 0.0% of Wisconsin.
- National rank: Orfordville sits 8,730th by population among the 19,457 places in this dataset.
- Growth rank: Orfordville ranks 174th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Orfordville's 0.8% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Orfordville ranks 158th by people per square mile.
- Against the state median: Orfordville runs about 1,248 residents per square mile, where the Wisconsin median is 800.
- Location: mapped by the US Census Bureau at 42.6294, -89.2573.
- Nearest larger cities: Brodhead (6 mi); Evansville (10 mi); Janesville (13 mi); Beloit (14 mi); South Beloit (15 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Footville (4 mi); Albany (11 mi); Durand (14 mi).
- Smaller neighbours: 49 places smaller than Orfordville sit within 50 miles.
- Larger places within 100 miles: 441.
Wisconsin rules behind a Orfordville personal loan
The rows below set out what a licensed lender must follow in Wisconsin, and so for Orfordville's roughly 1,481 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
What to do before borrowing in Orfordville
Complete these steps first when you borrow in Orfordville (1,481 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Orfordville holds 1,481 people.
The geography behind Orfordville
Orfordville covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,248 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 72 miles away. Within 50 miles of Orfordville there are 85 larger Census places. Within the same 50 miles lie 49 smaller Census places.
What is available to Orfordville borrowers
Orfordville is moderately settled, with about 1,248 people per square mile and 85 larger places within 50 miles. Distance to a branch rarely matters for Orfordville's 1,481 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Brodhead, WI about 6 miles away.
Where Orfordville sits in Wisconsin
Orfordville is the 304th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 174th of 605 Wisconsin places, putting it near the 71th percentile for growth. Its roughly 1,248 residents per square mile place it 158th among Wisconsin's places. Within 50 miles sit 49 smaller Census places, alongside the 85 that are larger.
Common questions
What are my options in Orfordville if my credit is poor?
What loan size can I expect in Orfordville?
Do I have to pledge anything to borrow in Orfordville?
Does comparing loans in Orfordville cost me credit score points?
Nearby places
- Footville, WI — population 832
- Brodhead, WI — population 3,212
- Evansville, WI — population 5,823
- Albany, WI — population 1,074
- Durand, IL — population 1,371
- Janesville, WI — population 66,102
- Brooklyn, WI — population 1,529
- Davis, IL — population 571