Personal loans in Brodhead, WI
The 2020 count to the 2023 estimate shows about 1.7% decline in Brodhead. In Brodhead, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate.
By population, Brodhead sits at 207th in Wisconsin, with an estimated 3,212 residents. The next larger city is Evansville, WI about 12 miles away. Rate ceilings, licensing requirements and product limits for Brodhead are all set at the Wisconsin level. Use the calculator on this page to price an amount and term before you commit in Brodhead.
Borrowing in Brodhead: the local picture
Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.
- Population: 3,212 — Brodhead ranks 207th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 1.7% below the 2020 Census base.
- Absolute change: 55 residents lost between 2020 and 2023.
- Size percentile: with 3,212 residents, Brodhead is larger than about 66% of Wisconsin's Census places.
- Density: roughly 1,789 residents per square mile, spread over 1.8 sq mi of land.
- Land area rank: Brodhead's 1.8 square miles rank 346th of 605 places in Wisconsin.
- Within Wisconsin: about 0.1% of the state's population lives in Brodhead.
- National standing: Brodhead ranks 6,063rd of 19,457 US places.
- Growth in Wisconsin: Brodhead stands 483rd by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Brodhead moved 1.7%.
- Density in Wisconsin: Brodhead ranks 85th by people per square mile.
- Density vs Wisconsin: Brodhead's 1,789 people per square mile compare with a state median of 800.
- Location: it lies at 42.6168, -89.3756 in the Census Gazetteer.
- Nearest larger cities: Evansville (12 mi); Monroe (13 mi); Janesville (19 mi); Beloit (19 mi); Rockton (20 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Orfordville (6 mi); Albany (7 mi); Footville (9 mi).
- Smaller places within 50 miles: 81 of them.
- Larger places within 100 miles: 343.
The Brodhead borrowing checklist
These steps shape the offer you get in Brodhead, a place of about 3,212 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
None of these steps is Brodhead-specific: the same Wisconsin licensing and disclosure rules reach all 3,212 residents.
Which Wisconsin laws govern a loan in Brodhead
These are Wisconsin's sourced lending facts as they reach Brodhead's 3,212 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Getting a loan in Brodhead
At roughly 1,789 people per square mile, Brodhead is moderately settled; 46 larger places lie within 50 miles. Distance to a branch rarely matters for Brodhead's 3,212 residents: the application is online and the price follows your credit file. The nearest bigger place is Evansville, WI about 12 miles away.
Inside a Brodhead personal loan
With roughly 3,212 residents, Brodhead is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Brodhead's 3,212 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Brodhead decides the split between a comfortable payment and the total interest you pay.
Where Brodhead sits
Brodhead covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,789 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 78 miles away. A 50-mile radius around Brodhead takes in 46 places that are larger. By land area it ranks 346th of 605 Wisconsin places.
Common questions
What are my options in Brodhead if my credit is poor?
What loan size can I expect in Brodhead?
Do I have to pledge anything to borrow in Brodhead?
Does comparing loans in Brodhead cost me credit score points?
Nearby places
- Albany, WI — population 1,074
- Orfordville, WI — population 1,481
- Footville, WI — population 832
- Evansville, WI — population 5,823
- Durand, IL — population 1,371
- Davis, IL — population 571
- Rock City, IL — population 284
- Brooklyn, WI — population 1,529