Personal loans in Evansville, WI

Evansville ranks 140th of 605 places in Wisconsin, with a population near 5,823. Decide the purpose of the loan and your repayment plan before sharing any details with a Evansville lender. State law, not city hall, decides what a lender may do to Evansville's roughly 5,823 residents, and a state regulator supervises it. The next larger city is Stoughton, WI about 11 miles away.

Borrowing in Evansville: the local picture

Evansville is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: 5,823 — Evansville ranks 140th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 2.0% since the 2020 count.
• Absolute change: 115 residents added between 2020 and 2023.
• Size percentile: bigger than about 77% of the places in Wisconsin, with 5,823 residents in Evansville.
• Population density: 1,599 people per square mile on 3.6 square miles of land.
• By land area: Evansville ranks 196th among Wisconsin's 605 places, at 3.6 sq mi.
• Water area: Evansville has 0.06 square miles of water, ranking 220th of 605 places in Wisconsin.
• State share: roughly 0.1% of Wisconsin's residents live in Evansville (5,823 people).
• National rank: Evansville is the 4,431st most populous of the 19,457 Census places covered here.
• Growth rank: Evansville's 2020-to-2023 change ranks 96th of 605 places in Wisconsin.
• Against the state trend: Evansville's 2.0% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density in Wisconsin: Evansville ranks 99th by people per square mile.
• Density in context: Evansville's 1,599 people per square mile sit against a Wisconsin median of 800.
• Location: the Census Gazetteer records it at 42.7782, -89.2948.
• Nearest larger cities: Stoughton (11 mi); Oregon (11 mi); Edgerton (12 mi); Janesville (16 mi); Fitchburg (16 mi). Online lenders reach Evansville no matter how far the nearest branch is.
• Nearest smaller towns: Brooklyn (6 mi); Footville (9 mi); Albany (9 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 99 of them.
• At 100 miles: 245 larger Census places fall inside that radius.

Wisconsin rules behind a Evansville personal loan

This table holds the Wisconsin rate and licensing rules for consumer loans made to Evansville's 5,823 residents.

Land, water and location for Evansville

Evansville's land area is about 3.6 square miles; a further 0.06 square miles is water. That land carries about 1,599 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 70 miles. Within 50 miles of Evansville there are 37 larger Census places. Within the same 50 miles lie 99 smaller Census places.

What a Evansville borrower is actually offered

Most loans made to Evansville's 5,823 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Evansville's 5,823 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Evansville loan but raises total interest, so the smallest payment is not the cheapest loan.

What to do before borrowing in Evansville

These steps shape the offer you get in Evansville, a place of about 5,823 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Verify the lender's Wisconsin licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Evansville-specific: the same Wisconsin licensing and disclosure rules reach all 5,823 residents.

Evansville in state context

Among Wisconsin's 605 places, Evansville sits at 140th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Evansville ranks 96th of 605 in Wisconsin (about the 84th percentile). Its roughly 1,599 residents per square mile place it 99th among Wisconsin's places. Within 50 miles sit 99 smaller Census places, alongside the 37 that are larger.