Personal loans in North Bonneville, WA
North Bonneville is a small community in Washington, with an estimated 1,422 residents, and every licensed lender here follows the same state rulebook.
Population in North Bonneville climbed about 1.8% over the three years from 2020 to 2023. With 1,422 residents, North Bonneville outranks about 33% of the communities in Washington. Use the calculator on this page to price an amount and term before you commit in North Bonneville. State law, not city hall, decides what a lender may do to North Bonneville's roughly 1,422 residents, and a state regulator supervises it. The closest larger place is Stevenson, WA about 5 miles away.
North Bonneville: population, trend and location
Two layers matter for a North Bonneville borrower: the local population picture and Washington's consumer-lending statutes.
- Population: about 1,422 people live here, which puts North Bonneville 189th of 281 Census places in Washington (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.8%.
- Absolute change: 25 residents added between 2020 and 2023.
- Size percentile: roughly 33% of Washington places rank below North Bonneville.
- Density: roughly 563 residents per square mile, spread over 2.5 sq mi of land.
- By land area: North Bonneville ranks 134th among Washington's 281 places, at 2.5 sq mi.
- Water: North Bonneville holds about 0.25 square miles, the 77th-largest water area in Washington.
- State population share: North Bonneville accounts for about 0.0% of everyone in Washington.
- Nationally: North Bonneville is the 8,891st-largest of 19,457 Census places in the dataset.
- Growth rank: North Bonneville's 2020-to-2023 change ranks 127th of 281 places in Washington.
- State comparison: Washington's places average +2.8% for 2020-to-2023, against North Bonneville's 1.8%.
- Density rank: North Bonneville places 251st among Washington's places by people per square mile.
- Density in context: North Bonneville's 563 people per square mile sit against a Washington median of 1,518.
- Location: 45.6414, -121.9727 (Census Gazetteer coordinates).
- Nearest larger cities: Stevenson (5 mi); Washougal (19 mi); Troutdale (21 mi); Hood River (22 mi); Sandy (22 mi). Living near a larger metro rarely changes what is available in North Bonneville.
- Nearest smaller places: Cascade Locks (6 mi); Bingen (25 mi); Mosier (28 mi).
- Smaller places within 50 miles: 9 of them.
- Larger places within 100 miles: 107.
Which Washington laws govern a loan in North Bonneville
Read the table as a lender's compliance picture for North Bonneville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
How North Bonneville compares across Washington
Against Washington's other places, North Bonneville accounts for about 0.0% of the state's population and ranks 189th of 281 by size. On the 2020-to-2023 trend, North Bonneville stands 127th among Washington's 281 places — roughly the 55th percentile. Its roughly 563 residents per square mile place it 251st among Washington's places. In land area, North Bonneville ranks 134th among Washington's 281 places.
Borrowing reach in North Bonneville
North Bonneville is moderately settled, with about 563 people per square mile and 40 larger places within 50 miles. Distance to a branch rarely matters for North Bonneville's 1,422 residents: the application is online and the price follows your credit file. The nearest larger city, Stevenson, WA about 5 miles away.
The anatomy of a North Bonneville personal loan
With roughly 1,422 residents, North Bonneville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in North Bonneville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a North Bonneville loan but raises total interest, so the smallest payment is not the cheapest loan.
A practical checklist for North Bonneville borrowers
For North Bonneville's roughly 1,422 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Washington regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Washington; what changes is your credit file, not the fact that North Bonneville holds 1,422 people.
Common questions
What are my options in North Bonneville if my credit is poor?
What loan size can I expect in North Bonneville?
Do I have to pledge anything to borrow in North Bonneville?
Does comparing loans in North Bonneville cost me credit score points?
Nearby places
- Stevenson, WA — population 1,621
- Cascade Locks, OR — population 1,359
- Washougal, WA — population 16,985
- Sandy, OR — population 12,946
- Troutdale, OR — population 15,717
- Hood River, OR — population 8,346
- Camas, WA — population 27,254
- Wood Village, OR — population 4,717