Personal loans in North Bend, OR

North Bend lost roughly 2.5% of its population across the 2020-to-2023 comparison. Consumer lending that reaches North Bend's 10,054 residents is governed by Oregon statute; no city ordinance changes it. Read the disclosure for an origination fee and any prepayment penalty before signing in North Bend. The closest larger place is Coos Bay, OR about 2 miles away.

Where North Bend stands

The figures below are North Bend's own — Census population, land area and coordinates — followed by the Oregon rules.

• Population: 10,054 — North Bend ranks 56th of 240 communities in Oregon (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 2.5% since the 2020 count.
• People gained or lost: about 263 fewer since the 2020 base.
• Size percentile: North Bend's 10,054 people outrank roughly 77% of the places in Oregon.
• Population density: about 2,557 people per square mile across 3.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: North Bend covers 3.9 square miles, the 60th-largest area among Oregon's 240 places.
• Water area: North Bend has 1.16 square miles of water, ranking 6th of 240 places in Oregon.
• Within Oregon: about 0.3% of the state's population lives in North Bend.
• National rank: North Bend is 3,149th of 19,457 places nationwide.
• Growth rank: North Bend ranks 225th among Oregon's 240 places for the 2020-to-2023 change.
• Versus Oregon: the state average change is +0.7%, while North Bend moved 2.5%.
• Density rank: North Bend places 72nd among Oregon's places by people per square mile.
• Density in context: North Bend's 2,557 people per square mile sit against a Oregon median of 1,575.
• Location: 43.4072, -124.2345 (Census Gazetteer coordinates).
• Nearest larger cities: Coos Bay (2 mi); Roseburg (46 mi); Cottage Grove (65 mi); Eugene (72 mi); Springfield (77 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Lakeside (13 mi); Coquille (16 mi); Reedsport (21 mi).
• Smaller neighbours: 15 places smaller than North Bend sit within 50 miles.
• At 100 miles: 9 larger Census places fall inside that radius.

The geography behind North Bend

North Bend's land area is about 3.9 square miles; a further 1.16 square miles is water. That land carries about 2,557 people per square mile. For the state's biggest city, Portland, the distance is roughly 167 miles. North Bend has 2 larger places within a 50-mile radius. By land area it ranks 60th of 240 Oregon places.

What is available to North Bend borrowers

With about 2,557 residents per square mile, North Bend is fairly dense, and 2 larger Census places sit within 50 miles. Distance to a branch rarely matters for North Bend's 10,054 residents: the application is online and the price follows your credit file. The nearest bigger place is Coos Bay, OR about 2 miles away.

How personal loans work in North Bend

A North Bend personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10,054 residents. A lender serving North Bend's 10,054 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a North Bend loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Oregon law applies in North Bend

Read the table as a lender's compliance picture for North Bend: the rule, the sourced figure, the publisher and the date.

North Bend against the rest of Oregon

Against Oregon's other places, North Bend accounts for about 0.3% of the state's population and ranks 56th of 240 by size. For population change between 2020 and 2023, North Bend ranks 225th of 240 in Oregon (about the 6th percentile). By density, at about 2,557 people per square mile, it ranks 72nd in Oregon. By land area, its 3.9 square miles rank 60th of 240 places in Oregon.