Personal loans in Dunes City, OR

In Dunes City, one of 240 Census places in Oregon, the figure to compare across lenders is the APR, not the advertised rate. Use the calculator on this page to price an amount and term before you commit in Dunes City. Rate ceilings, licensing requirements and product limits for Dunes City are all set at the Oregon level. For a bigger market, look to Florence, OR about 6 miles away.

Dunes City: population, trend and location

What follows is Dunes City's place in the Census record, alongside the Oregon rules that govern a personal loan made here.

• Population: 1,407 people, a figure that places Dunes City 141st among the 240 Census places in Oregon (US Census Bureau, Vintage 2023).
• Population trend: About 1.3% below the 2020 Census base.
• People gained or lost: about 19 fewer since the 2020 base.
• Size percentile: Dunes City's 1,407 people outrank roughly 41% of the places in Oregon.
• Population density: 523 people per square mile on 2.7 square miles of land.
• Land area rank: Dunes City's 2.7 square miles rank 76th of 240 places in Oregon.
• Water area rank: Dunes City ranks 12th among Oregon's 240 places, with 0.77 sq mi.
• Share of Oregon: Dunes City holds about 0.0% of the state's population, some 1,407 people.
• National standing: Dunes City ranks 8,935th of 19,457 US places.
• Growth rank: Dunes City's 2020-to-2023 change ranks 183rd of 240 places in Oregon.
• Versus Oregon: the state average change is +0.7%, while Dunes City moved 1.3%.
• Density rank: Dunes City places 210th among Oregon's places by people per square mile.
• Against the state median: Dunes City runs about 523 residents per square mile, where the Oregon median is 1,575.
• Location: it lies at 43.9105, -124.0911 in the Census Gazetteer.
• Nearest larger cities: Florence (6 mi); Reedsport (15 mi); Lakeside (23 mi); Waldport (35 mi); North Bend (36 mi). Lenders licensed in the state serve Dunes City whether or not they keep a local branch.
• Nearest smaller places: Yachats (28 mi); Elkton (32 mi); Drain (42 mi).
• Smaller neighbours: 5 places smaller than Dunes City sit within 50 miles.
• Larger places within 100 miles: 48.

Dunes City: area, density and distance

Dunes City covers about 2.7 square miles of land, with 0.77 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 523 residents per square mile. Portland, the largest place in Oregon, is about 133 miles from Dunes City. Dunes City has 11 larger places within a 50-mile radius. By land area it ranks 76th of 240 Oregon places.

What Oregon law requires in Dunes City

Every row below records a Oregon rule, its publisher and its retrieval date — the same rules a Dunes City lender must follow.

What shapes a Dunes City personal loan

Most loans made to Dunes City's 1,407 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Dunes City's 1,407 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dunes City decides the split between a comfortable payment and the total interest you pay.

Dunes City's place among Oregon's 240 places

Dunes City is the 141st-largest of 240 Census places in Oregon and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Dunes City stands 183rd among Oregon's 240 places — roughly the 24th percentile. At about 523 people per square mile, Dunes City is the 210th most densely settled place in Oregon. Within 50 miles sit 5 smaller Census places, alongside the 11 that are larger.

Lender access in Dunes City

At roughly 523 people per square mile, Dunes City is moderately settled; 11 larger places lie within 50 miles. What is available to Dunes City's 1,407 borrowers is set by Oregon licensing and your own credit, not by how many branches are nearby. The nearest larger city, Florence, OR about 6 miles away.