Personal loans in Powers, OR

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Powers loan. Population in Powers dropped about 0.3% over the three years from 2020 to 2023. When Oregon caps or restricts a product, lenders either change the terms or withdraw it from Powers as from the rest of the state. The closest larger city is Myrtle Point, OR about 13 miles away.

Local context for Powers

The figures below are Powers's own — Census population, land area and coordinates — followed by the Oregon rules.

• Population: an estimated 709 residents, 178th of 240 places in Oregon (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 0.3% from 2020 to 2023.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: roughly 26% of Oregon places rank below Powers.
• Density: the Census land area of 0.6 sq mi holds about 1,214 people per square mile.
• Land area: Powers covers 0.6 square miles, the 190th-largest area among Oregon's 240 places.
• Water: Powers holds about 0.05 square miles, the 68th-largest water area in Oregon.
• Within Oregon: about 0.0% of the state's population lives in Powers.
• Nationally: Powers is the 11,748th-largest of 19,457 Census places in the dataset.
• Growth rank: Powers's 2020-to-2023 change ranks 137th of 240 places in Oregon.
• Versus Oregon: the state average change is +0.7%, while Powers moved 0.3%.
• Density in Oregon: Powers ranks 149th by people per square mile.
• Against the state median: Powers runs about 1,214 residents per square mile, where the Oregon median is 1,575.
• Location: 42.8850, -124.0762 (US Census Bureau Gazetteer).
• Nearest larger cities: Myrtle Point (13 mi); Coquille (21 mi); Port Orford (23 mi); Bandon (23 mi); Glendale (34 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Elkton (58 mi); Butte Falls (80 mi); Westfir (99 mi).
• Smaller places within 50 miles: 0 of them.
• Larger places within 100 miles: 42.

A practical checklist for Powers borrowers

A sensible order of operations for a loan in Powers, home to about 709 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Oregon regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Powers-specific: the same Oregon licensing and disclosure rules reach all 709 residents.

What a Powers borrower is actually offered

With roughly 709 residents, Powers is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Powers's 709 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Powers loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Powers sits in Oregon

Within Oregon, Powers holds roughly 0.0% of all residents, the 178th-largest share among 240 places. Its 2020-to-2023 change ranks 137th of 240 Oregon places, putting it near the 43th percentile for growth. By density, at about 1,214 people per square mile, it ranks 149th in Oregon. Within 50 miles sit 0 smaller Census places, alongside the 15 that are larger.

How Oregon law applies in Powers

For the roughly 709 residents of Powers, the rules below are Oregon's own; each row carries its publisher and retrieval date.

Powers: area, density and distance

The Census Gazetteer records 0.6 square miles of land and 0.05 square miles of water within Powers. That land carries about 1,214 people per square mile. The largest place in Oregon, Portland, lies about 196 miles away. Powers has 15 larger places within a 50-mile radius. By land area it ranks 190th of 240 Oregon places.