Personal loans in Murfreesboro, AR
About 1,498 people live in Murfreesboro, placing it 158th of 500 Census places in Arkansas. The roughly 1,498 people who live in Murfreesboro borrow under Arkansas rules; city hall sets no personal-loan rate.
Murfreesboro's population was effectively unchanged from the 2020 count to the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Murfreesboro lender. Lenders active in Murfreesboro report to a Arkansas supervisor, identified in the sourced rows below. The closest larger place is Nashville, AR about 13 miles away.
Where Murfreesboro stands
Here is the sourced Census picture for Murfreesboro, plus the Arkansas lending rules that apply to a loan taken out here.
- Population: about 1,498, ranked 158th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: roughly 68% of Arkansas places rank below Murfreesboro.
- Population density: about 408 people per square mile (Census land area 3.7 sq mi).
- Land area rank: Murfreesboro's 3.7 square miles rank 156th of 500 places in Arkansas.
- Water: Murfreesboro holds about 0.03 square miles, the 114th-largest water area in Arkansas.
- State population share: Murfreesboro accounts for about 0.1% of everyone in Arkansas.
- Nationally: Murfreesboro is the 8,689th-largest of 19,457 Census places in the dataset.
- Growth rank: Murfreesboro's 2020-to-2023 change ranks 218th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Murfreesboro moved 0.0%.
- Density rank: Murfreesboro places 235th among Arkansas's places by people per square mile.
- Against the state median: Murfreesboro runs about 408 residents per square mile, where the Arkansas median is 386.
- Location: 34.0703 / -93.6941, per the US Census Bureau Gazetteer.
- Nearest larger cities: Nashville (13 mi); Glenwood (20 mi); Prescott (25 mi); Hope (28 mi); Gurdon (33 mi). Larger metros often have more branches, but online lenders reach Murfreesboro on the same terms.
- Smaller towns nearby: McCaskill (11 mi); Delight (11 mi); Daisy (12 mi).
- Within a 50-mile radius: 52 smaller Census places.
- Larger places within 100 miles: 73.
How Arkansas law applies in Murfreesboro
For the roughly 1,498 residents of Murfreesboro, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
Getting a loan in Murfreesboro
At roughly 408 people per square mile, Murfreesboro is lightly settled; 13 larger places lie within 50 miles. Lenders licensed in Arkansas reach Murfreesboro's 1,498 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Nashville, AR about 13 miles away.
A practical checklist for Murfreesboro borrowers
A sensible order of operations for a loan in Murfreesboro, home to about 1,498 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Arkansas regulator's licence records before you sign.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Arkansas; what changes is your credit file, not the fact that Murfreesboro holds 1,498 people.
How a Murfreesboro personal loan is priced
Murfreesboro is a small community of about 1,498 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Murfreesboro lender to disclose the APR and finance charge before you sign. The term you choose in Murfreesboro decides the split between a comfortable payment and the total interest you pay.
Murfreesboro: area, density and distance
The Census Gazetteer records 3.7 square miles of land and 0.03 square miles of water within Murfreesboro. That land carries about 408 people per square mile. Little Rock, the largest place in Arkansas, is about 89 miles from Murfreesboro. Murfreesboro has 13 larger places within a 50-mile radius. Within the same 50 miles lie 52 smaller Census places.
Common questions
What are my options in Murfreesboro if my credit is poor?
What loan size can I expect in Murfreesboro?
Do I have to pledge anything to borrow in Murfreesboro?
Does comparing loans in Murfreesboro cost me credit score points?
Nearby places
- McCaskill, AR — population 56
- Daisy, AR — population 85
- Delight, AR — population 286
- Nashville, AR — population 4,043
- Ozan, AR — population 49
- Blevins, AR — population 277
- Antoine, AR — population 114
- Washington, AR — population 90