Personal loans in Moville, IA
The roughly 1,690 people who live in Moville borrow under Iowa rules; city hall sets no personal-loan rate. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Moville loan.
Moville is one of 940 Census places in Iowa; its 1,690 residents put it at 186th. Rate ceilings, licensing requirements and product limits for Moville are all set at the Iowa level. Population in Moville climbed about 0.1% over the three years from 2020 to 2023. The nearest larger metro is Sergeant Bluff, IA about 16 miles away.
What the Census records for Moville
Most of what governs a Moville loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,690, ranked 186th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 0.1% across the 2020-to-2023 comparison.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: about 80% of Iowa's Census places are smaller than Moville.
- Population density: about 1,841 people per square mile (Census land area 0.9 sq mi).
- Land area rank: Moville's 0.9 square miles rank 447th of 940 places in Iowa.
- Within Iowa: about 0.1% of the state's population lives in Moville.
- National rank: Moville sits 8,259th by population among the 19,457 places in this dataset.
- Growth in Iowa: Moville stands 227th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Moville moved 0.1%.
- Density rank: Moville is the 30th most densely settled place in Iowa.
- Density vs Iowa: Moville's 1,841 people per square mile compare with a state median of 672.
- Location: 42.4902, -96.0679 (US Census Bureau Gazetteer).
- Nearest larger cities: Sergeant Bluff (16 mi); Sioux City (16 mi); South Sioux City (18 mi); Dakota City (19 mi); Le Mars (21 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Lawton (6 mi); Kingsley (8 mi); Bronson (9 mi), each with its own Census population profile.
- Within a 50-mile radius: 95 smaller Census places.
- Within 100 miles: 75 places are larger than Moville.
How a Moville personal loan is priced
In Moville, a small community of about 1,690, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Moville. The term you choose in Moville decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Moville
The Census Gazetteer records about 0.9 square miles of land within Moville, with no significant water area listed. That land carries about 1,841 people per square mile. The largest place in Iowa, Des Moines, lies about 141 miles away. A 50-mile radius around Moville takes in 20 places that are larger. The 100-mile radius contains 75 larger places.
What is available to Moville borrowers
At roughly 1,841 people per square mile, Moville is moderately settled; 20 larger places lie within 50 miles. Whether Moville has a local branch or not, a Iowa-licensed lender can serve its 1,690 people online on the same terms. For a larger market, the closest option is Sergeant Bluff, IA about 16 miles away.
Moville against the rest of Iowa
Moville is the 186th-largest of 940 Census places in Iowa and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Moville stands 227th among Iowa's 940 places — roughly the 76th percentile. Its roughly 1,841 residents per square mile place it 30th among Iowa's places. Between 2020 and 2023 the count changed by roughly 2 residents.
Which Iowa laws govern a loan in Moville
Below are the Iowa rules that apply to a loan made in Moville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
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Nearby places
- Lawton, IA — population 938
- Kingsley, IA — population 1,391
- Bronson, IA — population 294
- Pierson, IA — population 331
- Anthon, IA — population 531
- Hornick, IA — population 251
- Hinton, IA — population 955
- Oto, IA — population 69