Personal loans in Bronson, IA
With roughly 294 residents, Bronson is a small community, and the lending rules its borrowers live under are written in Iowa, not by the city. Bronson is home to roughly 294 people and stands 568th by size out of 940 Census places in Iowa.
The nearest larger metro is Lawton, IA about 5 miles away. Census figures put the 2020-to-2023 decrease in Bronson at about 2.0%. A lender that serves Bronson operates under Iowa lending statutes and a Iowa supervisor. Use the calculator on this page to price an amount and term before you commit in Bronson.
Bronson by the numbers
Here is the sourced Census picture for Bronson, plus the Iowa lending rules that apply to a loan taken out here.
- Population: about 294 people live here, which puts Bronson 568th of 940 Census places in Iowa (Vintage 2023).
- Population trend: A drop of about 2.0% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: Bronson's 294 people outrank roughly 40% of the places in Iowa.
- Population density: 850 people per square mile on 0.3 square miles of land.
- Land area: Bronson covers 0.3 square miles, the 761st-largest area among Iowa's 940 places.
- State share: roughly 0.0% of Iowa's residents live in Bronson (294 people).
- National rank: Bronson sits 15,182nd by population among the 19,457 places in this dataset.
- Growth rank: Bronson ranks 631st among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Bronson moved 2.0%.
- Density rank: Bronson is the 355th most densely settled place in Iowa.
- Density in context: Bronson's 850 people per square mile sit against a Iowa median of 672.
- Location: 42.4090 / -96.2105, per the US Census Bureau Gazetteer.
- Nearest larger cities: Lawton (5 mi); Sergeant Bluff (7 mi); Salix (8 mi); Moville (9 mi); Dakota City (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Hornick (14 mi); Oto (18 mi); Jackson (19 mi).
- Smaller places within 50 miles: 42 of them.
- Larger places within 100 miles: 273.
Land, water and location for Bronson
Bronson covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 850 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 145 miles. A 50-mile radius around Bronson takes in 68 places that are larger. By land area it ranks 761st of 940 Iowa places.
Iowa rules behind a Bronson personal loan
Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Bronson lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Before you apply in Bronson
A sensible order of operations for a loan in Bronson, home to about 294 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Iowa regulator's licence records before you sign.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
In Bronson as elsewhere in Iowa, the written terms — not the advertisement — are what count for its 294 residents.
What a Bronson borrower is actually offered
With roughly 294 residents, Bronson is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Bronson's rank of 568th in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Bronson loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Bronson sits in Iowa
Set beside Iowa's 940 places, Bronson ranks 568th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Bronson stands 631st among Iowa's 940 places — roughly the 33th percentile. Its roughly 850 residents per square mile place it 355th among Iowa's places. Within 50 miles sit 42 smaller Census places, alongside the 68 that are larger.
Common questions
What are my options in Bronson if my credit is poor?
What loan size can I expect in Bronson?
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Does comparing loans in Bronson cost me credit score points?
Nearby places
- Lawton, IA — population 938
- Salix, IA — population 299
- Sergeant Bluff, IA — population 5,274
- Moville, IA — population 1,690
- Sloan, IA — population 1,058
- Sioux City, IA — population 85,727
- South Sioux City, NE — population 13,856
- Dakota City, NE — population 2,047