Personal loans in Sergeant Bluff, IA

Two households in Sergeant Bluff with comparable incomes can still be offered different rates; the city's 5,274 residents are not the reason. The 2020 count to the 2023 estimate shows about 5.2% growth in Sergeant Bluff. Pull your credit reports and line up at least three offers before you apply from Sergeant Bluff. Borrowers who want a bigger city can look to South Sioux City, NE about 5 miles away.

What the Census records for Sergeant Bluff

Two layers matter for a Sergeant Bluff borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: an estimated 5,274 residents, 81st of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 5.2% across the 2020-to-2023 comparison.
• Absolute change: 260 residents added between 2020 and 2023.
• Size percentile: about 91% of Iowa communities are smaller than Sergeant Bluff (5,274 residents).
• Land and density: 3.0 square miles of land carry roughly 1,775 residents per square mile.
• Land area rank: Sergeant Bluff's 3.0 square miles rank 137th of 940 places in Iowa.
• Share of state population: Sergeant Bluff's 5,274 residents are about 0.2% of Iowa.
• National standing: Sergeant Bluff ranks 4,681st of 19,457 US places.
• Growth rank: Sergeant Bluff ranks 32nd among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Sergeant Bluff moved 5.2%.
• Density in Iowa: Sergeant Bluff ranks 33rd by people per square mile.
• Density vs Iowa: Sergeant Bluff's 1,775 people per square mile compare with a state median of 672.
• Location: coordinates 42.3975, -96.3509 (US Census Bureau Gazetteer).
• Nearest larger cities: South Sioux City (5 mi); Sioux City (7 mi); Le Mars (28 mi); Wayne (35 mi); Vermillion (39 mi). Living near a larger metro rarely changes what is available in Sergeant Bluff.
• Smaller communities within reach: Dakota City (4 mi); Salix (7 mi); Bronson (7 mi).
• Smaller places within 50 miles: 97 of them.
• At 100 miles: 33 larger Census places fall inside that radius.

What a Sergeant Bluff borrower is actually offered

In Sergeant Bluff, a small town of about 5,274, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Sergeant Bluff lender to disclose the APR and finance charge before you sign. The term you choose in Sergeant Bluff decides the split between a comfortable payment and the total interest you pay.

Sergeant Bluff's place among Iowa's 940 places

Sergeant Bluff is the 81st-largest of 940 Census places in Iowa and contains about 0.2% of the state's people. Its 2020-to-2023 change ranks 32nd of 940 Iowa places, putting it near the 97th percentile for growth. Its roughly 1,775 residents per square mile place it 33rd among Iowa's places. By land area, its 3.0 square miles rank 137th of 940 places in Iowa.

Where Sergeant Bluff sits

Inside Sergeant Bluff's boundaries lie about 3.0 square miles of land, with no significant water area recorded. With 5,274 residents, the land area yields roughly 1,775 people per square mile. The state's population centre of gravity, Des Moines, is roughly 152 miles away. Within 50 miles of Sergeant Bluff there are 7 larger Census places. The 100-mile radius contains 33 larger places.

Iowa rules behind a Sergeant Bluff personal loan

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Sergeant Bluff lender must follow.

Borrowing reach in Sergeant Bluff

With about 1,775 residents per square mile, Sergeant Bluff is moderately settled, and 7 larger Census places sit within 50 miles. Whether Sergeant Bluff has a local branch or not, a Iowa-licensed lender can serve its 5,274 people online on the same terms. For a larger market, the closest option is South Sioux City, NE about 5 miles away.