Personal loans in Mount Sterling, WI

Borrowing in Mount Sterling: the local picture

What follows is Mount Sterling's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: a Census-estimated 181, 579th among Wisconsin's 605 places (Vintage 2023).
• Population trend: Roughly 3.2% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: about 4% of Wisconsin's Census places are smaller than Mount Sterling.
• Population density: about 127 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Mount Sterling's 1.4 square miles rank 405th of 605 places in Wisconsin.
• State share: roughly 0.0% of Wisconsin's residents live in Mount Sterling (181 people).
• National rank: Mount Sterling sits 16,772nd by population among the 19,457 places in this dataset.
• Growth rank: Mount Sterling ranks 578th among Wisconsin's 605 places for the 2020-to-2023 change.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Mount Sterling's 3.2%.
• Density rank: Mount Sterling is the 577th most densely settled place in Wisconsin.
• Density vs Wisconsin: Mount Sterling's 127 people per square mile compare with a state median of 800.
• Location: 43.3162, -90.9292 (US Census Bureau Gazetteer).
• Nearest larger cities: Gays Mills (4 mi); Ferryville (9 mi); Soldiers Grove (9 mi); Eastman (12 mi); Readstown (13 mi). Larger metros often have more branches, but online lenders reach Mount Sterling on the same terms.
• Smaller places nearby: Bell Center (5 mi); Lynxville (7 mi); Steuben (10 mi).
• Smaller places within 50 miles: 18 of them.
• At 100 miles: 396 larger Census places fall inside that radius.

Where Mount Sterling sits

Mount Sterling's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 127 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 150 miles. Mount Sterling has 95 larger places within a 50-mile radius. By land area it ranks 405th of 605 Wisconsin places.

Borrowing reach in Mount Sterling

With about 127 residents per square mile, Mount Sterling is lightly settled, and 95 larger Census places sit within 50 miles. Distance to a branch rarely matters for Mount Sterling's 181 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Gays Mills, WI about 4 miles away.

The state rulebook for Mount Sterling

Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Mount Sterling lender must follow.

A practical checklist for Mount Sterling borrowers

Complete these steps first when you borrow in Mount Sterling (181 residents):

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Mount Sterling as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 181 residents.

Mount Sterling in state context

Against Wisconsin's other places, Mount Sterling accounts for about 0.0% of the state's population and ranks 579th of 605 by size. On the 2020-to-2023 trend, Mount Sterling stands 578th among Wisconsin's 605 places — roughly the 4th percentile. By density, at about 127 people per square mile, it ranks 577th in Wisconsin. The population moved by about 6 people between 2020 and 2023, a 3.2% shift.