Personal loans in Ferryville, WI

By population, Ferryville sits at 577th in Wisconsin, with an estimated 192 residents. If debt is already a strain, a nonprofit credit counsellor can help Ferryville residents before they take on more. Consumer lending that reaches Ferryville's 192 residents is governed by Wisconsin statute; no city ordinance changes it. The closest larger place is Lansing, IA about 6 miles away.

Where Ferryville stands

Ferryville is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 192 — Ferryville ranks 577th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.0%.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: bigger than about 5% of the places in Wisconsin, with 192 residents in Ferryville.
• Density: roughly 90 residents per square mile, spread over 2.1 sq mi of land.
• By land area: Ferryville ranks 306th among Wisconsin's 605 places, at 2.1 sq mi.
• Water area rank: Ferryville ranks 331st among Wisconsin's 605 places, with 0.02 sq mi.
• Share of state population: Ferryville's 192 residents are about 0.0% of Wisconsin.
• National rank: Ferryville sits 16,603rd by population among the 19,457 places in this dataset.
• Growth rank: Ferryville's 2020-to-2023 change ranks 396th of 605 places in Wisconsin.
• Against the state trend: Ferryville's 1.0% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Ferryville is the 590th most densely settled place in Wisconsin.
• Against the state median: Ferryville runs about 90 residents per square mile, where the Wisconsin median is 800.
• Location: the Census Gazetteer records it at 43.3533, -91.0957.
• Nearest larger cities: Lansing (6 mi); De Soto (7 mi); Harpers Ferry (11 mi); Gays Mills (13 mi); Eastman (13 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Lynxville (7 mi); Mount Sterling (9 mi); Bell Center (14 mi).
• Within a 50-mile radius: 19 smaller Census places.
• Within 100 miles: 381 places are larger than Ferryville.

Getting a loan in Ferryville

Ferryville is sparsely settled, with about 90 people per square mile and 91 larger places within 50 miles. Distance to a branch rarely matters for Ferryville's 192 residents: the application is online and the price follows your credit file. The nearest bigger place is Lansing, IA about 6 miles away.

How a Ferryville personal loan is priced

Ferryville is a small community of about 192 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Ferryville's rank of 577th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Ferryville decides the split between a comfortable payment and the total interest you pay.

Which Wisconsin laws govern a loan in Ferryville

When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Ferryville is bound by the same rules.

Where Ferryville sits

The Census Gazetteer records 2.1 square miles of land and 0.02 square miles of water within Ferryville. With 192 residents, the land area yields roughly 90 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 159 miles. Counting outward 50 miles, 91 larger communities surround Ferryville. Within the same 50 miles lie 19 smaller Census places.

A pre-application checklist for Ferryville

Before you hand your details to a lender in Ferryville, where the population is near 192:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Wisconsin regulator's licence list.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Ferryville as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 192 residents.