Personal loans in De Soto, WI

Where De Soto stands

Two layers matter for a De Soto borrower: the local population picture and Wisconsin's consumer-lending statutes.

• Population: the Census counts 317 residents in De Soto (Vintage 2023 subcounty estimate), the 538th-largest figure among Wisconsin's 605 places.
• Population trend: Roughly 2.9% more residents than the 2020 Census counted.
• Net change: roughly 9 more people than the 2020 Census counted.
• Size percentile: with 317 residents, De Soto is larger than about 11% of Wisconsin's Census places.
• Population density: about 273 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: De Soto ranks 450th among Wisconsin's 605 places, at 1.2 sq mi.
• Share of state population: De Soto's 317 residents are about 0.0% of Wisconsin.
• National rank: De Soto is 14,914th of 19,457 places nationwide.
• Growth rank: De Soto's 2020-to-2023 change ranks 66th of 605 places in Wisconsin.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against De Soto's 2.9%.
• Density in Wisconsin: De Soto ranks 527th by people per square mile.
• Density vs Wisconsin: De Soto's 273 people per square mile compare with a state median of 800.
• Location: latitude 43.4291, longitude -91.1963 (Census Gazetteer).
• Nearest larger cities: Lansing (5 mi); New Albin (7 mi); Stoddard (16 mi); Waukon (18 mi); Viroqua (18 mi). Larger metros often have more branches, but online lenders reach De Soto on the same terms.
• Smaller communities close by: Ferryville (7 mi); Genoa (10 mi); Lynxville (14 mi), each with its own Census population profile.
• Within a 50-mile radius: 37 smaller Census places.
• At 100 miles: 332 larger Census places fall inside that radius.

How a De Soto personal loan is priced

Most loans made to De Soto's 317 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving De Soto's 317 residents must disclose the APR and finance charge in writing before you sign. The term you choose in De Soto decides the split between a comfortable payment and the total interest you pay.

De Soto: area, density and distance

De Soto's land area is roughly 1.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 273 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 164 miles away. De Soto has 70 larger places within a 50-mile radius. By land area it ranks 450th of 605 Wisconsin places.

De Soto against the rest of Wisconsin

Set beside Wisconsin's 605 places, De Soto ranks 538th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, De Soto ranks 66th of 605 in Wisconsin (about the 89th percentile). Its roughly 273 residents per square mile place it 527th among Wisconsin's places. Between 2020 and 2023 the count changed by roughly 9 residents.

Lender access in De Soto

With about 273 residents per square mile, De Soto is lightly settled, and 70 larger Census places sit within 50 miles. A Wisconsin licence lets a lender serve De Soto without a local office, so branch density does not change what its 317 residents are offered. The nearest larger city, Lansing, IA about 5 miles away.

Which Wisconsin laws govern a loan in De Soto

Wisconsin has no separate rate rule for De Soto; the sourced rows below are what reach every lender that serves its 317 people.