Personal loans in Genoa, WI

Census figures put the 2020-to-2023 decrease in Genoa at about 1.3%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Genoa loan. The closest larger city is New Albin, IA about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Genoa's 233 residents.

Where Genoa stands

Here is the sourced Census picture for Genoa, plus the Wisconsin lending rules that apply to a loan taken out here.

• Population: 233 — Genoa ranks 564th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 1.3% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
• Size percentile: roughly 7% of Wisconsin places rank below Genoa.
• Population density: about 653 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Genoa ranks 596th among Wisconsin's 605 places, at 0.4 sq mi.
• Share of state population: Genoa's 233 residents are about 0.0% of Wisconsin.
• National rank: Genoa is the 15,984th most populous of the 19,457 Census places covered here.
• Growth rank: Genoa ranks 427th among Wisconsin's 605 places for the 2020-to-2023 change.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Genoa's 1.3%.
• Density in Wisconsin: Genoa ranks 358th by people per square mile.
• Density vs Wisconsin: Genoa's 653 people per square mile compare with a state median of 800.
• Location: it lies at 43.5733, -91.2261 in the Census Gazetteer.
• Nearest larger cities: New Albin (6 mi); Stoddard (6 mi); Chaseburg (9 mi); Brownsville (9 mi); De Soto (10 mi). Lenders licensed in the state serve Genoa whether or not they keep a local branch.
• Smaller places close by: Ferryville (17 mi); Mount Sterling (23 mi); Lynxville (24 mi).
• Within a 50-mile radius: 20 smaller Census places.
• At 100 miles: 347 larger Census places fall inside that radius.

The geography behind Genoa

Genoa covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 233 residents, the land area yields roughly 653 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 168 miles away. Counting outward 50 miles, 86 larger communities surround Genoa. By land area it ranks 596th of 605 Wisconsin places.

Before you apply in Genoa

Before you apply in Genoa, a community of about 233, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Line up several pre-qualified offers and let the APR decide.
4. Make sure the lender appears in the Wisconsin regulator's licence list.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Genoa holds 233 people.

Getting a loan in Genoa

With about 653 residents per square mile, Genoa is moderately settled, and 86 larger Census places sit within 50 miles. Whether Genoa has a local branch or not, a Wisconsin-licensed lender can serve its 233 people online on the same terms. The nearest bigger place is New Albin, IA about 6 miles away.

The Wisconsin lending rules that reach Genoa

These are Wisconsin's sourced lending facts as they reach Genoa's 233 residents; the state has no city-level rate rule.

Genoa against the rest of Wisconsin

Genoa is the 564th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 427th of 605 Wisconsin places, putting it near the 29th percentile for growth. At about 653 people per square mile, Genoa is the 358th most densely settled place in Wisconsin. The population moved by about 3 people between 2020 and 2023, a 1.3% shift.