Personal loans in Brownsville, MN
A personal loan in Brownsville is priced from your credit file and income, not from the fact that the city holds 553 people. The Census counts 553 people in Brownsville, the 467th-largest figure among Minnesota's 853 places.
Borrowers who want a bigger city can look to Stoddard, WI about 5 miles away. Population in Brownsville dropped about 2.1% over the three years from 2020 to 2023. State law, not city hall, decides what a lender may do to Brownsville's roughly 553 residents, and a state regulator supervises it. Read the disclosure for an origination fee and any prepayment penalty before signing in Brownsville.
Brownsville: the sourced local profile
The figures below are Brownsville's own — Census population, land area and coordinates — followed by the Minnesota rules.
- Population: an estimated 553 residents, 467th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 2.1% across the 2020-to-2023 comparison.
- Absolute change: 12 residents lost between 2020 and 2023.
- Size percentile: bigger than about 45% of the places in Minnesota, with 553 residents in Brownsville.
- Population density: about 299 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Brownsville's 1.8 square miles rank 347th of 853 places in Minnesota.
- State share: roughly 0.0% of Minnesota's residents live in Brownsville (553 people).
- National rank: Brownsville is the 12,747th most populous of the 19,457 Census places covered here.
- Growth rank: Brownsville's 2020-to-2023 change ranks 638th of 853 places in Minnesota.
- Versus Minnesota: the state average change is +0.1%, while Brownsville moved 2.1%.
- Density in Minnesota: Brownsville ranks 613th by people per square mile.
- Against the state median: Brownsville runs about 299 residents per square mile, where the Minnesota median is 607.
- Location: 43.7011, -91.2880 (Census Gazetteer coordinates).
- Nearest larger cities: Stoddard (5 mi); La Crescent (9 mi); La Crosse (9 mi); Caledonia (12 mi); Onalaska (14 mi). Lenders licensed in the state serve Brownsville whether or not they keep a local branch.
- Nearest smaller towns: Hokah (5 mi); Genoa (9 mi); Chaseburg (10 mi).
- Smaller neighbours: 46 places smaller than Brownsville sit within 50 miles.
- At 100 miles: 242 larger Census places fall inside that radius.
Brownsville on the map
Brownsville covers about 1.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 299 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 131 miles away. Within 50 miles of Brownsville there are 57 larger Census places. The 100-mile radius contains 242 larger places.
Minnesota consumer-lending rules applied in Brownsville
Below are the Minnesota rules that apply to a loan made in Brownsville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
What to do before borrowing in Brownsville
Before you hand your details to a lender in Brownsville, where the population is near 553:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Brownsville and the rest of Minnesota is not the process but the borrower's own file, among the 553 people here.
How lenders reach Brownsville
Brownsville is a lightly settled community of about 553 people, with 57 larger places inside a 50-mile radius. Distance to a branch rarely matters for Brownsville's 553 residents: the application is online and the price follows your credit file. The nearest larger city, Stoddard, WI about 5 miles away.
Brownsville's place among Minnesota's 853 places
Among Minnesota's 853 places, Brownsville sits at 467th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Brownsville ranks 638th of 853 in Minnesota (about the 25th percentile). By density, at about 299 people per square mile, it ranks 613th in Minnesota. In land area, Brownsville ranks 347th among Minnesota's 853 places.
Common questions
What are my options in Brownsville if my credit is poor?
What loan size can I expect in Brownsville?
Do I have to pledge anything to borrow in Brownsville?
Does comparing loans in Brownsville cost me credit score points?
Nearby places
- Stoddard, WI — population 857
- Hokah, MN — population 547
- La Crescent, MN — population 5,294
- La Crosse, WI — population 51,327
- Genoa, WI — population 233
- Chaseburg, WI — population 243
- New Albin, IA — population 431
- Onalaska, WI — population 19,018