Personal loans in Soldiers Grove, WI
For a borrower among the roughly 561 residents of Soldiers Grove, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 561 people in Soldiers Grove, the 457th-largest figure among Wisconsin's 605 places. The trend for Soldiers Grove between 2020 and 2023 is downward by roughly 0.2%. Consumer lending that reaches Soldiers Grove's 561 residents is governed by Wisconsin statute; no city ordinance changes it. Decide the purpose of the loan and your repayment plan before sharing any details with a Soldiers Grove lender. A larger market lies at Viola, WI about 9 miles away.
Soldiers Grove: the sourced local profile
The figures below are Soldiers Grove's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 561 residents; Soldiers Grove is the 457th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.2% from 2020 to 2023.
- People gained or lost: about 1 fewer since the 2020 base.
- Size percentile: roughly 24% of Wisconsin's places have fewer residents than Soldiers Grove's 561.
- Density: roughly 154 residents per square mile, spread over 3.6 sq mi of land.
- Land area rank: Soldiers Grove's 3.6 square miles rank 195th of 605 places in Wisconsin.
- State population share: Soldiers Grove accounts for about 0.0% of everyone in Wisconsin.
- National rank: Soldiers Grove is the 12,697th most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Soldiers Grove stands 289th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Soldiers Grove's 0.2% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Soldiers Grove ranks 568th by people per square mile.
- Density vs Wisconsin: Soldiers Grove's 154 people per square mile compare with a state median of 800.
- Location: coordinates 43.3923, -90.7734 (US Census Bureau Gazetteer).
- Nearest larger cities: Viola (9 mi); Viroqua (13 mi); La Farge (15 mi); Boscobel (17 mi); Westby (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Readstown (4 mi); Gays Mills (6 mi); Bell Center (7 mi).
- Smaller neighbours: 52 places smaller than Soldiers Grove sit within 50 miles.
- Larger places within 100 miles: 264.
Borrowing reach in Soldiers Grove
Soldiers Grove is lightly settled, with about 154 people per square mile and 57 larger places within 50 miles. What is available to Soldiers Grove's 561 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Viola, WI about 9 miles away.
The geography behind Soldiers Grove
Soldiers Grove's land area is roughly 3.6 square miles, and the Gazetteer records no significant water area within it. With 561 residents, the land area yields roughly 154 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 143 miles away. Within 50 miles of Soldiers Grove there are 57 larger Census places. Within the same 50 miles lie 52 smaller Census places.
What to do before borrowing in Soldiers Grove
Complete these steps first when you borrow in Soldiers Grove (561 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Soldiers Grove-specific: the same Wisconsin licensing and disclosure rules reach all 561 residents.
Wisconsin consumer-lending rules applied in Soldiers Grove
These are Wisconsin's sourced lending facts as they reach Soldiers Grove's 561 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
How a Soldiers Grove personal loan is priced
Most loans made to Soldiers Grove's 561 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Soldiers Grove loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Soldiers Grove loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Soldiers Grove if my credit is poor?
What loan size can I expect in Soldiers Grove?
Do I have to pledge anything to borrow in Soldiers Grove?
Does comparing loans in Soldiers Grove cost me credit score points?
Nearby places
- Readstown, WI — population 374
- Gays Mills, WI — population 519
- Bell Center, WI — population 113
- Viola, WI — population 803
- Mount Sterling, WI — population 181
- Viroqua, WI — population 4,437
- Steuben, WI — population 122
- La Farge, WI — population 718