Personal loans in Mount Crawford, VA
If you are weighing a personal loan in Mount Crawford, start from the payment you can carry; its 454 residents face the same statewide rules. An estimated 454 people make their home in Mount Crawford, a figure that ranks 175th in Virginia.
Price two or three terms so you can see which payment is truly affordable in Mount Crawford. A 2020-to-2023 comparison shows Mount Crawford up by about 2.9%. Which products a lender may offer to Mount Crawford's 454 residents follows from the Virginia consumer-lending framework. A larger market lies at Bridgewater, VA about 2 miles away.
Where Mount Crawford stands
The figures below are Mount Crawford's own — Census population, land area and coordinates — followed by the Virginia rules.
- Population: 454 residents; Mount Crawford is the 175th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 2.9% since the 2020 count.
- People gained or lost: about 13 more since the 2020 base.
- Size percentile: about 23% of Virginia communities are smaller than Mount Crawford (454 residents).
- Population density: about 901 people per square mile (Census land area 0.5 sq mi).
- Land area: Mount Crawford covers 0.5 square miles, the 195th-largest area among Virginia's 227 places.
- Water area: Mount Crawford has 0.02 square miles of water, ranking 100th of 227 places in Virginia.
- Within Virginia: about 0.0% of the state's population lives in Mount Crawford.
- Nationally: Mount Crawford is the 13,568th-largest of 19,457 Census places in the dataset.
- Growth in Virginia: Mount Crawford stands 33rd by percentage change from 2020 to 2023, among 227 places.
- State comparison: Virginia's places average -0.0% for 2020-to-2023, against Mount Crawford's 2.9%.
- Density rank: Mount Crawford places 104th among Virginia's places by people per square mile.
- Density vs Virginia: Mount Crawford's 901 people per square mile compare with a state median of 823.
- Location: it lies at 38.3609, -78.9410 in the Census Gazetteer.
- Nearest larger cities: Bridgewater (2 mi); Dayton (4 mi); Harrisonburg (6 mi); Grottoes (9 mi); Staunton (15 mi). Larger metros often have more branches, but online lenders reach Mount Crawford on the same terms.
- Smaller communities within reach: Stanardsville (28 mi); Monterey (35 mi); Madison (37 mi).
- Smaller neighbours: 8 places smaller than Mount Crawford sit within 50 miles.
- Within 100 miles: 135 places are larger than Mount Crawford.
Virginia consumer-lending rules applied in Mount Crawford
This table holds the Virginia rate and licensing rules for consumer loans made to Mount Crawford's 454 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Lender access in Mount Crawford
At roughly 901 people per square mile, Mount Crawford is moderately settled; 26 larger places lie within 50 miles. Whether Mount Crawford has a local branch or not, a Virginia-licensed lender can serve its 454 people online on the same terms. The nearest bigger place is Bridgewater, VA about 2 miles away.
Where Mount Crawford sits
Mount Crawford's land area is about 0.5 square miles; a further 0.02 square miles is water. The resulting density is about 901 people per square mile. The state's population centre of gravity, Virginia Beach, is roughly 193 miles away. A 50-mile radius around Mount Crawford takes in 26 places that are larger. The 100-mile radius contains 135 larger places.
Before you apply in Mount Crawford
For Mount Crawford's roughly 454 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Virginia regulator's records to confirm the lender is licensed here.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
What differs between Mount Crawford and the rest of Virginia is not the process but the borrower's own file, among the 454 people here.
Mount Crawford against the rest of Virginia
Mount Crawford is the 175th-largest of 227 Census places in Virginia and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 33rd of 227 Virginia places, putting it near the 85th percentile for growth. At about 901 people per square mile, Mount Crawford is the 104th most densely settled place in Virginia. In land area, Mount Crawford ranks 195th among Virginia's 227 places.
Common questions
What are my options in Mount Crawford if my credit is poor?
What loan size can I expect in Mount Crawford?
Do I have to pledge anything to borrow in Mount Crawford?
Does comparing loans in Mount Crawford cost me credit score points?
Nearby places
- Bridgewater, VA — population 6,765
- Dayton, VA — population 1,740
- Harrisonburg, VA — population 51,082
- Grottoes, VA — population 2,996
- Staunton, VA — population 25,915
- Broadway, VA — population 4,317
- Waynesboro, VA — population 23,182
- Timberville, VA — population 3,062